Climate Risk Summary

Langley, WA Risk Profile

The primary drivers of climate-related financial risk in Langley, WA are Earthquake, Landslide, and Inland Flooding. This area also faces an unusually high intensity for Ice Storm, Coastal Flooding, and Volcanic Activity compared to national averages.

City-Wide Aggregation

These scores represent the population-weighted average across all residential blocks in Langley.

Primary Risks

Earthquake

$470,782

Expected Annual Loss for Langley

94.3Score

Relatively High compared to US average

Langley
Minimal Estimated LossMax Estimated Loss

Landslide

$168,539

Expected Annual Loss for Langley

99.9Score

Very High compared to US average

Langley (OUTLIER)
Minimal Estimated LossMax Estimated Loss

Inland Flooding

$154,373

Expected Annual Loss for Langley

43.8Score

Relatively Low compared to US average

Langley
Minimal Estimated LossMax Estimated Loss

City Boundary

Legend
Very Low
Low
Moderate
High
Very High
Extreme

Financial Risk Inventory

MAJOR DRIVER
Earthquake
$470,782
Score: 94.3
MAJOR DRIVER
Landslide
$168,539
Score: 99.9
MAJOR DRIVER
Inland Flooding
$154,373
Score: 43.8
Cold Wave
$14,551
Score: 49.0
UNUSUALLY HIGH
Ice Storm
$9,358
Score: 89.9
UNUSUALLY HIGH
Coastal Flooding
$8,172
Score: 90.8
Heat Wave
$2,221
Score: 9.3
Lightning
$2,091
Score: 36.3
Tornado
$1,927
Score: 16.1
Tsunami
$1,476
Score: 41.8
Winter Weather
$934
Score: 54.7
Wildfire
$735
Score: 74.5
Strong Wind
$143
Score: 6.4
Hail
$84
Score: 7.8
UNUSUALLY HIGH
Volcanic Activity
$3
Score: 83.1

Recommended investments to protect your property value and reduce insurance liability based on your local risk profile.

🏠Low Investment

Earthquake Mitigation

General property maintenance and insurance review recommended.

Risk Score: 94.3
⛰️High Investment

Landslide Mitigation

Professional slope stabilization and foundation drainage inspection is highly recommended.

Risk Score: 99.9
❄️Medium Investment

Ice Storm Mitigation

Install a 10kWh backup battery system to keep pipes from freezing during grid failure.

Risk Score: 89.9
🏠Low Investment

Coastal Flooding Mitigation

General property maintenance and insurance review recommended.

Risk Score: 90.8
🏠Low Investment

Winter Weather Mitigation

General property maintenance and insurance review recommended.

Risk Score: 54.7
🔥Low Investment

Wildfire Mitigation

Create a 5ft 'non-combustible' zone around your home using gravel or pavers instead of mulch.

Risk Score: 74.5
🏠Low Investment

Volcanic Activity Mitigation

General property maintenance and insurance review recommended.

Risk Score: 83.1

Sources and Methodology

Spatial Aggregation

Our "Atlas" risk scores are derived using a population-weighted spatial join. Because US Zip Codes and Census Tracts do not share perfectly aligned boundaries, a simple geographic average would be misleading. We utilize US Census Block Group population statistics to identify where residents actually live within a Zip Code. We then intersect these points with FEMA National Risk Index (NRI) hazard data to calculate a weighted exposure score.

Financial Projections (EAL)

Expected Annual Loss (EAL) estimates the average economic impact of natural hazards in dollars per year. This calculation incorporates three components: Exposure (the value of structures and agriculture), Annualized Frequency (historical probability), and Historic Loss Ratio (vulnerability of the area).

Primary Data Sources

Nearby Cities

CamanoClintonEverettHansvilleKayak Point

Zip Codes in Langley

98260
Climate Risk Analysis for Langley, WA