Climate Risk Summary

Camano, WA Risk Profile

The primary drivers of climate-related financial risk in Camano, WA are Earthquake, Landslide, and Inland Flooding. This area also faces an unusually high intensity for Coastal Flooding and Ice Storm compared to national averages.

City-Wide Aggregation

These scores represent the population-weighted average across all residential blocks in Camano.

Primary Risks

Earthquake

$3,677,088

Expected Annual Loss for Camano

90.4Score

Relatively High compared to US average

Camano
Minimal Estimated LossMax Estimated Loss

Landslide

$2,569,009

Expected Annual Loss for Camano

99.9Score

Very High compared to US average

Camano (OUTLIER)
Minimal Estimated LossMax Estimated Loss

Inland Flooding

$1,797,925

Expected Annual Loss for Camano

38.8Score

Relatively Moderate compared to US average

Camano
Minimal Estimated LossMax Estimated Loss

City Boundary

Legend
Very Low
Low
Moderate
High
Very High
Extreme

Financial Risk Inventory

MAJOR DRIVER
Earthquake
$3,677,088
Score: 90.4
MAJOR DRIVER
Landslide
$2,569,009
Score: 99.9
MAJOR DRIVER
Inland Flooding
$1,797,925
Score: 38.8
UNUSUALLY HIGH
Coastal Flooding
$684,382
Score: 95.2
Cold Wave
$177,028
Score: 47.8
UNUSUALLY HIGH
Ice Storm
$112,883
Score: 89.1
Heat Wave
$27,854
Score: 9.1
Lightning
$22,682
Score: 32.1
Tornado
$21,524
Score: 14.0
Tsunami
$19,433
Score: 36.4
Winter Weather
$11,213
Score: 53.1
Wildfire
$4,860
Score: 69.3
Volcanic Activity
$2,676
Score: 76.3
Strong Wind
$1,581
Score: 5.7
Hail
$850
Score: 5.8

Recommended investments to protect your property value and reduce insurance liability based on your local risk profile.

🏠Low Investment

Earthquake Mitigation

General property maintenance and insurance review recommended.

Risk Score: 90.4
⛰️High Investment

Landslide Mitigation

Professional slope stabilization and foundation drainage inspection is highly recommended.

Risk Score: 99.9
🏠Low Investment

Coastal Flooding Mitigation

General property maintenance and insurance review recommended.

Risk Score: 95.2
❄️Medium Investment

Ice Storm Mitigation

Install a 10kWh backup battery system to keep pipes from freezing during grid failure.

Risk Score: 89.1
🏠Low Investment

Winter Weather Mitigation

General property maintenance and insurance review recommended.

Risk Score: 53.1
🔥Low Investment

Wildfire Mitigation

Create a 5ft 'non-combustible' zone around your home using gravel or pavers instead of mulch.

Risk Score: 69.3
🏠Low Investment

Volcanic Activity Mitigation

General property maintenance and insurance review recommended.

Risk Score: 76.3

Sources and Methodology

Spatial Aggregation

Our "Atlas" risk scores are derived using a population-weighted spatial join. Because US Zip Codes and Census Tracts do not share perfectly aligned boundaries, a simple geographic average would be misleading. We utilize US Census Block Group population statistics to identify where residents actually live within a Zip Code. We then intersect these points with FEMA National Risk Index (NRI) hazard data to calculate a weighted exposure score.

Financial Projections (EAL)

Expected Annual Loss (EAL) estimates the average economic impact of natural hazards in dollars per year. This calculation incorporates three components: Exposure (the value of structures and agriculture), Annualized Frequency (historical probability), and Historic Loss Ratio (vulnerability of the area).

Primary Data Sources

  • FEMA National Risk IndexHazard frequency and loss data (v1.20.0)
  • U.S. Census BureauTIGER/Line 2025 Shapefiles & Decennial Population

Nearby Cities

Zip Codes in Camano