Climate Risk Summary

Kayak Point, WA Risk Profile

The primary drivers of climate-related financial risk in Kayak Point, WA are Earthquake, Inland Flooding, and Heat Wave. This area also faces an unusually high intensity for Coastal Flooding, Landslide, Ice Storm, and Volcanic Activity compared to national averages.

City-Wide Aggregation

These scores represent the population-weighted average across all residential blocks in Kayak Point.

Primary Risks

Earthquake

$480,349

Expected Annual Loss for Kayak Point

87.7Score

Relatively Moderate compared to US average

Kayak Point
Minimal Estimated LossMax Estimated Loss

Inland Flooding

$367,801

Expected Annual Loss for Kayak Point

41.4Score

Relatively Low compared to US average

Kayak Point
Minimal Estimated LossMax Estimated Loss

Heat Wave

$40,302

Expected Annual Loss for Kayak Point

61.7Score

Relatively Moderate compared to US average

Kayak Point
Minimal Estimated LossMax Estimated Loss

City Boundary

Legend
Very Low
Low
Moderate
High
Very High
Extreme

Financial Risk Inventory

MAJOR DRIVER
Earthquake
$480,349
Score: 87.7
MAJOR DRIVER
Inland Flooding
$367,801
Score: 41.4
MAJOR DRIVER
Heat Wave
$40,302
Score: 61.7
UNUSUALLY HIGH
Coastal Flooding
$26,256
Score: 91.7
UNUSUALLY HIGH
Landslide
$16,320
Score: 98.7
UNUSUALLY HIGH
Ice Storm
$12,463
Score: 80.9
Lightning
$4,159
Score: 30.8
Tornado
$3,570
Score: 11.7
Winter Weather
$2,635
Score: 57.6
Wildfire
$761
Score: 67.3
Tsunami
$398
Score: 26.3
Strong Wind
$239
Score: 4.5
Hail
$147
Score: 5.0
UNUSUALLY HIGH
Volcanic Activity
$8
Score: 83.6

Recommended investments to protect your property value and reduce insurance liability based on your local risk profile.

🏠Low Investment

Earthquake Mitigation

General property maintenance and insurance review recommended.

Risk Score: 87.7
☀️Low Investment

Heat Wave Mitigation

Ensure attic insulation is R-49+ and consider a dual-fuel backup generator for AC.

Risk Score: 61.7
🏠Low Investment

Coastal Flooding Mitigation

General property maintenance and insurance review recommended.

Risk Score: 91.7
⛰️High Investment

Landslide Mitigation

Professional slope stabilization and foundation drainage inspection is highly recommended.

Risk Score: 98.7
❄️Medium Investment

Ice Storm Mitigation

Install a 10kWh backup battery system to keep pipes from freezing during grid failure.

Risk Score: 80.9
🏠Low Investment

Winter Weather Mitigation

General property maintenance and insurance review recommended.

Risk Score: 57.6
🔥Low Investment

Wildfire Mitigation

Create a 5ft 'non-combustible' zone around your home using gravel or pavers instead of mulch.

Risk Score: 67.3
🏠Low Investment

Volcanic Activity Mitigation

General property maintenance and insurance review recommended.

Risk Score: 83.6

Sources and Methodology

Spatial Aggregation

Our "Atlas" risk scores are derived using a population-weighted spatial join. Because US Zip Codes and Census Tracts do not share perfectly aligned boundaries, a simple geographic average would be misleading. We utilize US Census Block Group population statistics to identify where residents actually live within a Zip Code. We then intersect these points with FEMA National Risk Index (NRI) hazard data to calculate a weighted exposure score.

Financial Projections (EAL)

Expected Annual Loss (EAL) estimates the average economic impact of natural hazards in dollars per year. This calculation incorporates three components: Exposure (the value of structures and agriculture), Annualized Frequency (historical probability), and Historic Loss Ratio (vulnerability of the area).

Primary Data Sources

Nearby Cities

CamanoEverettLake GoodwinLake KetchumLangley

Zip Codes in Kayak Point

Climate Risk Analysis for Kayak Point, WA