Climate Risk Summary

Sunrise, FL Risk Profile

The primary drivers of climate-related financial risk in Sunrise, FL are Hurricane, Inland Flooding, and Heat Wave. This area also faces an unusually high intensity for Lightning compared to national averages.

City-Wide Aggregation

These scores represent the population-weighted average across all residential blocks in Sunrise.

Primary Risks

Hurricane

$11,335,664

Expected Annual Loss for Sunrise

91.5Score

Very High compared to US average

Sunrise
Minimal Estimated LossMax Estimated Loss

Inland Flooding

$9,821,828

Expected Annual Loss for Sunrise

49.1Score

Relatively Moderate compared to US average

Sunrise
Minimal Estimated LossMax Estimated Loss

Heat Wave

$1,018,435

Expected Annual Loss for Sunrise

65.1Score

Relatively Moderate compared to US average

Sunrise
Minimal Estimated LossMax Estimated Loss

City Boundary

Legend
Very Low
Low
Moderate
High
Very High
Extreme

Financial Risk Inventory

MAJOR DRIVER
Hurricane
$11,335,664
Score: 91.5
MAJOR DRIVER
Inland Flooding
$9,821,828
Score: 49.1
MAJOR DRIVER
Heat Wave
$1,018,435
Score: 65.1
Tornado
$643,232
Score: 41.6
UNUSUALLY HIGH
Lightning
$605,199
Score: 84.2
Cold Wave
$529,468
Score: 40.2
Wildfire
$69,482
Score: 50.3
Strong Wind
$53,193
Score: 18.2
Earthquake
$6,633
Score: 2.8
Hail
$5,372
Score: 9.3
Drought
$701
Score: 18.2
Landslide
$163
Score: 39.3

Recommended investments to protect your property value and reduce insurance liability based on your local risk profile.

🌀High Investment

Hurricane Mitigation

Install permanent hurricane shutters or upgrade to impact-resistant windows.

Risk Score: 91.5
☀️Low Investment

Heat Wave Mitigation

Ensure attic insulation is R-49+ and consider a dual-fuel backup generator for AC.

Risk Score: 65.1
🏠Low Investment

Lightning Mitigation

General property maintenance and insurance review recommended.

Risk Score: 84.2
🔥Low Investment

Wildfire Mitigation

Create a 5ft 'non-combustible' zone around your home using gravel or pavers instead of mulch.

Risk Score: 50.3

Sources and Methodology

Spatial Aggregation

Our "Atlas" risk scores are derived using a population-weighted spatial join. Because US Zip Codes and Census Tracts do not share perfectly aligned boundaries, a simple geographic average would be misleading. We utilize US Census Block Group population statistics to identify where residents actually live within a Zip Code. We then intersect these points with FEMA National Risk Index (NRI) hazard data to calculate a weighted exposure score.

Financial Projections (EAL)

Expected Annual Loss (EAL) estimates the average economic impact of natural hazards in dollars per year. This calculation incorporates three components: Exposure (the value of structures and agriculture), Annualized Frequency (historical probability), and Historic Loss Ratio (vulnerability of the area).

Primary Data Sources

  • FEMA National Risk IndexHazard frequency and loss data (v1.20.0)
  • U.S. Census BureauTIGER/Line 2025 Shapefiles & Decennial Population

Nearby Cities

Zip Codes in Sunrise