Climate Risk Summary

Zip Code 33326, Risk Profile

The primary drivers of climate-related financial risk in Weston, FL (33326) are Inland Flooding, Hurricane, and Heat Wave.

Understanding the Dollars

Expected Annual Loss (EAL) is a statistical average of property damage for this entire zip code over a standard year across all properties.

  • / It represents the "average cost" rather than a guaranteed yearly bill.
  • / It can be used to compare the relative risk from different hazards and across different neighborhoods.

Primary Risks

Inland Flooding

$5,614,674

Expected Annual Loss for Zip Code 33326

53.1Score

Very High compared to US average

33326
Minimal Estimated LossMax Estimated Loss

Hurricane

$5,109,043

Expected Annual Loss for Zip Code 33326

91.4Score

Relatively High compared to US average

33326
Minimal Estimated LossMax Estimated Loss

Heat Wave

$385,849

Expected Annual Loss for Zip Code 33326

57.6Score

Relatively Moderate compared to US average

33326
Minimal Estimated LossMax Estimated Loss

Zip Code Risk Map

Legend
Very Low
Low
Moderate
High
Very High
Extreme

Financial Risk Inventory

MAJOR DRIVER
Inland Flooding
$5,614,674
Score: 53.1
MAJOR DRIVER
Hurricane
$5,109,043
Score: 91.4
MAJOR DRIVER
Heat Wave
$385,849
Score: 57.6
Tornado
$262,072
Score: 38.7
Lightning
$236,035
Score: 79.2
Cold Wave
$202,775
Score: 35.6
Wildfire
$69,261
Score: 69.3
Strong Wind
$22,093
Score: 16.6
Earthquake
$2,503
Score: 2.2
Hail
$2,313
Score: 8.2
Drought
$710
Score: 28.1
Landslide
$53
Score: 50.4

Recommended Mitigation Strategies

Recommended investments to protect your property value and reduce insurance liability based on your local risk profile.

💧Medium Investment

Inland Flooding Mitigation

Install a smart sump pump with battery backup and extend downspouts 10ft from foundation.

Risk Score: 53.1
🌀High Investment

Hurricane Mitigation

Install permanent hurricane shutters or upgrade to impact-resistant windows.

Risk Score: 91.4
☀️Low Investment

Heat Wave Mitigation

Ensure attic insulation is R-49+ and consider a dual-fuel backup generator for AC.

Risk Score: 57.6

Methodology and Sources

Spatial Aggregation

Our "Atlas" risk scores are derived using a population-weighted spatial join. Because US Zip Codes and Census Tracts do not share perfectly aligned boundaries, a simple geographic average would be misleading. We utilize US Census Block Group population statistics to identify where residents actually live within a Zip Code. We then intersect these points with FEMA National Risk Index (NRI) hazard data to calculate a weighted exposure score.

Financial Projections (EAL)

Expected Annual Loss (EAL) estimates the average economic impact of natural hazards in dollars per year. This calculation incorporates three components: Exposure (the value of structures and agriculture), Annualized Frequency (historical probability), and Historic Loss Ratio (vulnerability of the area).

Primary Data Sources

Nearby Locations