Climate Risk Summary

Davie, FL Risk Profile

The primary drivers of climate-related financial risk in Davie, FL are Inland Flooding, Hurricane, and Heat Wave. This area also faces an unusually high intensity for Lightning compared to national averages.

City-Wide Aggregation

These scores represent the population-weighted average across all residential blocks in Davie.

Primary Risks

Inland Flooding

$27,047,391

Expected Annual Loss for Davie

78.4Score

Very High compared to US average

Davie
Minimal Estimated LossMax Estimated Loss

Hurricane

$16,547,443

Expected Annual Loss for Davie

92.7Score

Very High compared to US average

Davie
Minimal Estimated LossMax Estimated Loss

Heat Wave

$1,086,247

Expected Annual Loss for Davie

62.6Score

Relatively Moderate compared to US average

Davie
Minimal Estimated LossMax Estimated Loss

City Boundary

Legend
Very Low
Low
Moderate
High
Very High
Extreme

Financial Risk Inventory

MAJOR DRIVER
Inland Flooding
$27,047,391
Score: 78.4
MAJOR DRIVER
Hurricane
$16,547,443
Score: 92.7
MAJOR DRIVER
Heat Wave
$1,086,247
Score: 62.6
Tornado
$734,378
Score: 41.3
UNUSUALLY HIGH
Lightning
$670,426
Score: 83.4
Cold Wave
$585,803
Score: 39.0
Wildfire
$261,530
Score: 66.7
Strong Wind
$65,429
Score: 18.7
Earthquake
$8,775
Score: 2.9
Drought
$8,246
Score: 37.7
Hail
$6,776
Score: 10.0
Coastal Flooding
$2,192
Score: 8.2
Landslide
$256
Score: 56.3

Recommended investments to protect your property value and reduce insurance liability based on your local risk profile.

💧Medium Investment

Inland Flooding Mitigation

Install a smart sump pump with battery backup and extend downspouts 10ft from foundation.

Risk Score: 78.4
🌀High Investment

Hurricane Mitigation

Install permanent hurricane shutters or upgrade to impact-resistant windows.

Risk Score: 92.7
☀️Low Investment

Heat Wave Mitigation

Ensure attic insulation is R-49+ and consider a dual-fuel backup generator for AC.

Risk Score: 62.6
🏠Low Investment

Lightning Mitigation

General property maintenance and insurance review recommended.

Risk Score: 83.4
🔥Low Investment

Wildfire Mitigation

Create a 5ft 'non-combustible' zone around your home using gravel or pavers instead of mulch.

Risk Score: 66.7
⛰️High Investment

Landslide Mitigation

Professional slope stabilization and foundation drainage inspection is highly recommended.

Risk Score: 56.3

Sources and Methodology

Spatial Aggregation

Our "Atlas" risk scores are derived using a population-weighted spatial join. Because US Zip Codes and Census Tracts do not share perfectly aligned boundaries, a simple geographic average would be misleading. We utilize US Census Block Group population statistics to identify where residents actually live within a Zip Code. We then intersect these points with FEMA National Risk Index (NRI) hazard data to calculate a weighted exposure score.

Financial Projections (EAL)

Expected Annual Loss (EAL) estimates the average economic impact of natural hazards in dollars per year. This calculation incorporates three components: Exposure (the value of structures and agriculture), Annualized Frequency (historical probability), and Historic Loss Ratio (vulnerability of the area).

Primary Data Sources

  • FEMA National Risk IndexHazard frequency and loss data (v1.20.0)
  • U.S. Census BureauTIGER/Line 2025 Shapefiles & Decennial Population

Nearby Cities

Zip Codes in Davie