Climate Risk Summary

Lauderdale-by-the-Sea, FL Risk Profile

The primary drivers of climate-related financial risk in Lauderdale-by-the-Sea, FL are Hurricane, Inland Flooding, and Coastal Flooding.

City-Wide Aggregation

These scores represent the population-weighted average across all residential blocks in Lauderdale-by-the-Sea.

Primary Risks

Hurricane

$744,687

Expected Annual Loss for Lauderdale-by-the-Sea

91.1Score

Relatively High compared to US average

Lauderdale-by-the-Sea
Minimal Estimated LossMax Estimated Loss

Inland Flooding

$541,437

Expected Annual Loss for Lauderdale-by-the-Sea

34.8Score

Relatively Moderate compared to US average

Lauderdale-by-the-Sea
Minimal Estimated LossMax Estimated Loss

Coastal Flooding

$57,320

Expected Annual Loss for Lauderdale-by-the-Sea

91.7Score

Relatively Moderate compared to US average

Lauderdale-by-the-Sea
Minimal Estimated LossMax Estimated Loss

City Boundary

Legend
Very Low
Low
Moderate
High
Very High
Extreme

Financial Risk Inventory

MAJOR DRIVER
Hurricane
$744,687
Score: 91.1
MAJOR DRIVER
Inland Flooding
$541,437
Score: 34.8
MAJOR DRIVER
Coastal Flooding
$57,320
Score: 91.7
Heat Wave
$33,323
Score: 37.1
Tornado
$25,479
Score: 31.5
Lightning
$17,163
Score: 54.7
Cold Wave
$12,782
Score: 24.4
Strong Wind
$2,427
Score: 13.6
Earthquake
$349
Score: 1.9
Hail
$269
Score: 5.7
Landslide
$4
Score: 48.6

Recommended investments to protect your property value and reduce insurance liability based on your local risk profile.

🌀High Investment

Hurricane Mitigation

Install permanent hurricane shutters or upgrade to impact-resistant windows.

Risk Score: 91.1
🏠Low Investment

Coastal Flooding Mitigation

General property maintenance and insurance review recommended.

Risk Score: 91.7
🏠Low Investment

Lightning Mitigation

General property maintenance and insurance review recommended.

Risk Score: 54.7

Sources and Methodology

Spatial Aggregation

Our "Atlas" risk scores are derived using a population-weighted spatial join. Because US Zip Codes and Census Tracts do not share perfectly aligned boundaries, a simple geographic average would be misleading. We utilize US Census Block Group population statistics to identify where residents actually live within a Zip Code. We then intersect these points with FEMA National Risk Index (NRI) hazard data to calculate a weighted exposure score.

Financial Projections (EAL)

Expected Annual Loss (EAL) estimates the average economic impact of natural hazards in dollars per year. This calculation incorporates three components: Exposure (the value of structures and agriculture), Annualized Frequency (historical probability), and Historic Loss Ratio (vulnerability of the area).

Primary Data Sources

  • FEMA National Risk IndexHazard frequency and loss data (v1.20.0)
  • U.S. Census BureauTIGER/Line 2025 Shapefiles & Decennial Population

Nearby Cities

Deerfield BeachFort LauderdaleHillsboro BeachLighthouse PointOakland Park

Zip Codes in Lauderdale-by-the-Sea

3306233308