Climate Risk Summary

Fort Lauderdale, FL Risk Profile

The primary drivers of climate-related financial risk in Fort Lauderdale, FL are Inland Flooding, Hurricane, and Coastal Flooding.

City-Wide Aggregation

These scores represent the population-weighted average across all residential blocks in Fort Lauderdale.

Primary Risks

Inland Flooding

$38,067,937

Expected Annual Loss for Fort Lauderdale

66.0Score

Very High compared to US average

Fort Lauderdale
Minimal Estimated LossMax Estimated Loss

Hurricane

$34,549,475

Expected Annual Loss for Fort Lauderdale

92.5Score

Very High compared to US average

Fort Lauderdale
Minimal Estimated LossMax Estimated Loss

Coastal Flooding

$6,370,641

Expected Annual Loss for Fort Lauderdale

80.8Score

Very High compared to US average

Fort Lauderdale
Minimal Estimated LossMax Estimated Loss

City Boundary

Legend
Very Low
Low
Moderate
High
Very High
Extreme

Financial Risk Inventory

MAJOR DRIVER
Inland Flooding
$38,067,937
Score: 66.0
MAJOR DRIVER
Hurricane
$34,549,475
Score: 92.5
MAJOR DRIVER
Coastal Flooding
$6,370,641
Score: 80.8
Heat Wave
$1,904,675
Score: 56.8
Tornado
$1,337,574
Score: 39.0
Lightning
$994,170
Score: 72.3
Cold Wave
$865,386
Score: 33.7
Strong Wind
$122,478
Score: 17.5
Wildfire
$64,375
Score: 28.5
Earthquake
$15,050
Score: 2.3
Hail
$13,247
Score: 9.2
Landslide
$312
Score: 34.7
Drought
$210
Score: 7.6

Recommended investments to protect your property value and reduce insurance liability based on your local risk profile.

💧Medium Investment

Inland Flooding Mitigation

Install a smart sump pump with battery backup and extend downspouts 10ft from foundation.

Risk Score: 66.0
🌀High Investment

Hurricane Mitigation

Install permanent hurricane shutters or upgrade to impact-resistant windows.

Risk Score: 92.5
🏠Low Investment

Coastal Flooding Mitigation

General property maintenance and insurance review recommended.

Risk Score: 80.8
☀️Low Investment

Heat Wave Mitigation

Ensure attic insulation is R-49+ and consider a dual-fuel backup generator for AC.

Risk Score: 56.8
🏠Low Investment

Lightning Mitigation

General property maintenance and insurance review recommended.

Risk Score: 72.3

Sources and Methodology

Spatial Aggregation

Our "Atlas" risk scores are derived using a population-weighted spatial join. Because US Zip Codes and Census Tracts do not share perfectly aligned boundaries, a simple geographic average would be misleading. We utilize US Census Block Group population statistics to identify where residents actually live within a Zip Code. We then intersect these points with FEMA National Risk Index (NRI) hazard data to calculate a weighted exposure score.

Financial Projections (EAL)

Expected Annual Loss (EAL) estimates the average economic impact of natural hazards in dollars per year. This calculation incorporates three components: Exposure (the value of structures and agriculture), Annualized Frequency (historical probability), and Historic Loss Ratio (vulnerability of the area).

Primary Data Sources

  • FEMA National Risk IndexHazard frequency and loss data (v1.20.0)
  • U.S. Census BureauTIGER/Line 2025 Shapefiles & Decennial Population

Nearby Cities

Boulevard GardensFranklin ParkLauderdale LakesLauderhillOakland Park

Zip Codes in Fort Lauderdale

3300433301333043330533306333083330933311333123331533316333173331933334