Climate Risk Summary

Oakland Park, FL Risk Profile

The primary drivers of climate-related financial risk in Oakland Park, FL are Inland Flooding, Hurricane, and Heat Wave. This area also faces an unusually high intensity for Lightning compared to national averages.

City-Wide Aggregation

These scores represent the population-weighted average across all residential blocks in Oakland Park.

Primary Risks

Inland Flooding

$9,612,770

Expected Annual Loss for Oakland Park

70.2Score

Very High compared to US average

Oakland Park
Minimal Estimated LossMax Estimated Loss

Hurricane

$7,067,554

Expected Annual Loss for Oakland Park

92.5Score

Very High compared to US average

Oakland Park
Minimal Estimated LossMax Estimated Loss

Heat Wave

$462,150

Expected Annual Loss for Oakland Park

59.8Score

Relatively Moderate compared to US average

Oakland Park
Minimal Estimated LossMax Estimated Loss

City Boundary

Legend
Very Low
Low
Moderate
High
Very High
Extreme

Financial Risk Inventory

MAJOR DRIVER
Inland Flooding
$9,612,770
Score: 70.2
MAJOR DRIVER
Hurricane
$7,067,554
Score: 92.5
MAJOR DRIVER
Heat Wave
$462,150
Score: 59.8
Tornado
$312,623
Score: 40.0
UNUSUALLY HIGH
Lightning
$276,551
Score: 80.2
Cold Wave
$215,876
Score: 35.1
Coastal Flooding
$178,470
Score: 71.4
Strong Wind
$27,424
Score: 18.1
Wildfire
$5,423
Score: 22.9
Earthquake
$3,790
Score: 3.2
Hail
$2,899
Score: 9.5
Landslide
$34
Score: 37.6

Recommended investments to protect your property value and reduce insurance liability based on your local risk profile.

💧Medium Investment

Inland Flooding Mitigation

Install a smart sump pump with battery backup and extend downspouts 10ft from foundation.

Risk Score: 70.2
🌀High Investment

Hurricane Mitigation

Install permanent hurricane shutters or upgrade to impact-resistant windows.

Risk Score: 92.5
☀️Low Investment

Heat Wave Mitigation

Ensure attic insulation is R-49+ and consider a dual-fuel backup generator for AC.

Risk Score: 59.8
🏠Low Investment

Lightning Mitigation

General property maintenance and insurance review recommended.

Risk Score: 80.2
🏠Low Investment

Coastal Flooding Mitigation

General property maintenance and insurance review recommended.

Risk Score: 71.4

Sources and Methodology

Spatial Aggregation

Our "Atlas" risk scores are derived using a population-weighted spatial join. Because US Zip Codes and Census Tracts do not share perfectly aligned boundaries, a simple geographic average would be misleading. We utilize US Census Block Group population statistics to identify where residents actually live within a Zip Code. We then intersect these points with FEMA National Risk Index (NRI) hazard data to calculate a weighted exposure score.

Financial Projections (EAL)

Expected Annual Loss (EAL) estimates the average economic impact of natural hazards in dollars per year. This calculation incorporates three components: Exposure (the value of structures and agriculture), Annualized Frequency (historical probability), and Historic Loss Ratio (vulnerability of the area).

Primary Data Sources

  • FEMA National Risk IndexHazard frequency and loss data (v1.20.0)
  • U.S. Census BureauTIGER/Line 2025 Shapefiles & Decennial Population

Nearby Cities

Fort LauderdaleLauderdale LakesLauderhillNorth LauderdalePompano Beach

Zip Codes in Oakland Park

3330633308333093331133334