Climate Risk Summary

Franklin Park, FL Risk Profile

The primary drivers of climate-related financial risk in Franklin Park, FL are Inland Flooding, Hurricane, and Heat Wave. This area also faces an unusually high intensity for Lightning and Coastal Flooding compared to national averages.

City-Wide Aggregation

These scores represent the population-weighted average across all residential blocks in Franklin Park.

Primary Risks

Inland Flooding

$163,541

Expected Annual Loss for Franklin Park

54.1Score

Relatively Moderate compared to US average

Franklin Park
Minimal Estimated LossMax Estimated Loss

Hurricane

$127,911

Expected Annual Loss for Franklin Park

90.2Score

Relatively High compared to US average

Franklin Park
Minimal Estimated LossMax Estimated Loss

Heat Wave

$19,143

Expected Annual Loss for Franklin Park

71.1Score

Relatively Moderate compared to US average

Franklin Park
Minimal Estimated LossMax Estimated Loss

City Boundary

Legend
Very Low
Low
Moderate
High
Very High
Extreme

Financial Risk Inventory

MAJOR DRIVER
Inland Flooding
$163,541
Score: 54.1
MAJOR DRIVER
Hurricane
$127,911
Score: 90.2
MAJOR DRIVER
Heat Wave
$19,143
Score: 71.1
Tornado
$11,293
Score: 43.2
UNUSUALLY HIGH
Lightning
$11,256
Score: 89.3
Cold Wave
$9,813
Score: 42.9
UNUSUALLY HIGH
Coastal Flooding
$1,170
Score: 83.3
Strong Wind
$857
Score: 18.0
Hail
$81
Score: 8.8
Earthquake
$32
Score: 0.8
Landslide
$0
Score: 19.3

Recommended investments to protect your property value and reduce insurance liability based on your local risk profile.

💧Medium Investment

Inland Flooding Mitigation

Install a smart sump pump with battery backup and extend downspouts 10ft from foundation.

Risk Score: 54.1
🌀High Investment

Hurricane Mitigation

Install permanent hurricane shutters or upgrade to impact-resistant windows.

Risk Score: 90.2
☀️Low Investment

Heat Wave Mitigation

Ensure attic insulation is R-49+ and consider a dual-fuel backup generator for AC.

Risk Score: 71.1
🏠Low Investment

Lightning Mitigation

General property maintenance and insurance review recommended.

Risk Score: 89.3
🏠Low Investment

Coastal Flooding Mitigation

General property maintenance and insurance review recommended.

Risk Score: 83.3

Sources and Methodology

Spatial Aggregation

Our "Atlas" risk scores are derived using a population-weighted spatial join. Because US Zip Codes and Census Tracts do not share perfectly aligned boundaries, a simple geographic average would be misleading. We utilize US Census Block Group population statistics to identify where residents actually live within a Zip Code. We then intersect these points with FEMA National Risk Index (NRI) hazard data to calculate a weighted exposure score.

Financial Projections (EAL)

Expected Annual Loss (EAL) estimates the average economic impact of natural hazards in dollars per year. This calculation incorporates three components: Exposure (the value of structures and agriculture), Annualized Frequency (historical probability), and Historic Loss Ratio (vulnerability of the area).

Primary Data Sources

  • FEMA National Risk IndexHazard frequency and loss data (v1.20.0)
  • U.S. Census BureauTIGER/Line 2025 Shapefiles & Decennial Population

Nearby Cities

Zip Codes in Franklin Park