Climate Risk Summary

Hyrum, UT Risk Profile

The primary drivers of climate-related financial risk in Hyrum, UT are Earthquake, Inland Flooding, and Cold Wave. This area also faces an unusually high intensity for Lightning, Winter Weather, Wildfire, and Drought compared to national averages.

City-Wide Aggregation

These scores represent the population-weighted average across all residential blocks in Hyrum.

Primary Risks

Earthquake

$841,859

Expected Annual Loss for Hyrum

82.3Score

Relatively Moderate compared to US average

Hyrum
Minimal Estimated LossMax Estimated Loss

Inland Flooding

$369,007

Expected Annual Loss for Hyrum

4.6Score

Very Low compared to US average

Hyrum
Minimal Estimated LossMax Estimated Loss

Cold Wave

$99,044

Expected Annual Loss for Hyrum

43.9Score

Relatively Low compared to US average

Hyrum
Minimal Estimated LossMax Estimated Loss

City Boundary

Legend
Very Low
Low
Moderate
High
Very High
Extreme

Financial Risk Inventory

MAJOR DRIVER
Earthquake
$841,859
Score: 82.3
MAJOR DRIVER
Inland Flooding
$369,007
Score: 4.6
MAJOR DRIVER
Cold Wave
$99,044
Score: 43.9
UNUSUALLY HIGH
Lightning
$85,292
Score: 83.5
UNUSUALLY HIGH
Winter Weather
$50,730
Score: 92.6
Heat Wave
$46,042
Score: 26.6
UNUSUALLY HIGH
Wildfire
$30,772
Score: 81.3
Tornado
$23,265
Score: 21.6
Strong Wind
$19,346
Score: 30.7
UNUSUALLY HIGH
Drought
$6,503
Score: 82.7
Hail
$4,124
Score: 27.7
Ice Storm
$1,403
Score: 6.4
Landslide
$85
Score: 71.8

Recommended investments to protect your property value and reduce insurance liability based on your local risk profile.

🏠Low Investment

Earthquake Mitigation

General property maintenance and insurance review recommended.

Risk Score: 82.3
🏠Low Investment

Lightning Mitigation

General property maintenance and insurance review recommended.

Risk Score: 83.5
🏠Low Investment

Winter Weather Mitigation

General property maintenance and insurance review recommended.

Risk Score: 92.6
🔥Low Investment

Wildfire Mitigation

Create a 5ft 'non-combustible' zone around your home using gravel or pavers instead of mulch.

Risk Score: 81.3
🏠Low Investment

Drought Mitigation

General property maintenance and insurance review recommended.

Risk Score: 82.7
⛰️High Investment

Landslide Mitigation

Professional slope stabilization and foundation drainage inspection is highly recommended.

Risk Score: 71.8

Sources and Methodology

Spatial Aggregation

Our "Atlas" risk scores are derived using a population-weighted spatial join. Because US Zip Codes and Census Tracts do not share perfectly aligned boundaries, a simple geographic average would be misleading. We utilize US Census Block Group population statistics to identify where residents actually live within a Zip Code. We then intersect these points with FEMA National Risk Index (NRI) hazard data to calculate a weighted exposure score.

Financial Projections (EAL)

Expected Annual Loss (EAL) estimates the average economic impact of natural hazards in dollars per year. This calculation incorporates three components: Exposure (the value of structures and agriculture), Annualized Frequency (historical probability), and Historic Loss Ratio (vulnerability of the area).

Primary Data Sources

Nearby Cities

BensonLoganMillvilleNibleyParadise

Zip Codes in Hyrum

843198432184339
Climate Risk Analysis for Hyrum, UT