Climate Risk Summary

Logan, UT Risk Profile

The primary drivers of climate-related financial risk in Logan, UT are Earthquake, Inland Flooding, and Cold Wave. This area also faces an unusually high intensity for Lightning and Winter Weather compared to national averages.

City-Wide Aggregation

These scores represent the population-weighted average across all residential blocks in Logan.

Primary Risks

Earthquake

$12,604,602

Expected Annual Loss for Logan

87.8Score

Very High compared to US average

Logan
Minimal Estimated LossMax Estimated Loss

Inland Flooding

$3,120,504

Expected Annual Loss for Logan

14.7Score

Relatively Low compared to US average

Logan
Minimal Estimated LossMax Estimated Loss

Cold Wave

$631,480

Expected Annual Loss for Logan

49.3Score

Relatively Moderate compared to US average

Logan
Minimal Estimated LossMax Estimated Loss

City Boundary

Legend
Very Low
Low
Moderate
High
Very High
Extreme

Financial Risk Inventory

MAJOR DRIVER
Earthquake
$12,604,602
Score: 87.8
MAJOR DRIVER
Inland Flooding
$3,120,504
Score: 14.7
MAJOR DRIVER
Cold Wave
$631,480
Score: 49.3
UNUSUALLY HIGH
Lightning
$547,804
Score: 87.5
UNUSUALLY HIGH
Winter Weather
$329,299
Score: 94.2
Heat Wave
$293,611
Score: 33.3
Wildfire
$158,805
Score: 52.9
Tornado
$162,626
Score: 25.1
Strong Wind
$142,398
Score: 38.5
Hail
$32,495
Score: 32.3
Drought
$12,202
Score: 53.8
Ice Storm
$11,068
Score: 11.3
Landslide
$345
Score: 42.2

Recommended investments to protect your property value and reduce insurance liability based on your local risk profile.

🏠Low Investment

Earthquake Mitigation

General property maintenance and insurance review recommended.

Risk Score: 87.8
🏠Low Investment

Lightning Mitigation

General property maintenance and insurance review recommended.

Risk Score: 87.5
🏠Low Investment

Winter Weather Mitigation

General property maintenance and insurance review recommended.

Risk Score: 94.2
🔥Low Investment

Wildfire Mitigation

Create a 5ft 'non-combustible' zone around your home using gravel or pavers instead of mulch.

Risk Score: 52.9
🏠Low Investment

Drought Mitigation

General property maintenance and insurance review recommended.

Risk Score: 53.8

Sources and Methodology

Spatial Aggregation

Our "Atlas" risk scores are derived using a population-weighted spatial join. Because US Zip Codes and Census Tracts do not share perfectly aligned boundaries, a simple geographic average would be misleading. We utilize US Census Block Group population statistics to identify where residents actually live within a Zip Code. We then intersect these points with FEMA National Risk Index (NRI) hazard data to calculate a weighted exposure score.

Financial Projections (EAL)

Expected Annual Loss (EAL) estimates the average economic impact of natural hazards in dollars per year. This calculation incorporates three components: Exposure (the value of structures and agriculture), Annualized Frequency (historical probability), and Historic Loss Ratio (vulnerability of the area).

Primary Data Sources

Nearby Cities

Zip Codes in Logan