Climate Risk Summary

Mount Pleasant, WI Risk Profile

The primary drivers of climate-related financial risk in Mount Pleasant, WI are Inland Flooding, Cold Wave, and Tornado.

City-Wide Aggregation

These scores represent the population-weighted average across all residential blocks in Mount Pleasant.

Primary Risks

Inland Flooding

$4,033,426

Expected Annual Loss for Mount Pleasant

41.6Score

Relatively Moderate compared to US average

Mount Pleasant
Minimal Estimated LossMax Estimated Loss

Cold Wave

$2,081,112

Expected Annual Loss for Mount Pleasant

87.4Score

Relatively High compared to US average

Mount Pleasant
Minimal Estimated LossMax Estimated Loss

Tornado

$1,453,571

Expected Annual Loss for Mount Pleasant

72.6Score

Relatively High compared to US average

Mount Pleasant
Minimal Estimated LossMax Estimated Loss

City Boundary

Legend
Very Low
Low
Moderate
High
Very High
Extreme

Financial Risk Inventory

MAJOR DRIVER
Inland Flooding
$4,033,426
Score: 41.6
MAJOR DRIVER
Cold Wave
$2,081,112
Score: 87.4
MAJOR DRIVER
Tornado
$1,453,571
Score: 72.6
Heat Wave
$278,903
Score: 47.2
Hail
$266,043
Score: 77.1
Strong Wind
$248,538
Score: 67.6
Lightning
$132,969
Score: 62.2
Earthquake
$92,739
Score: 29.6
Winter Weather
$25,469
Score: 55.4
Drought
$13,022
Score: 74.6
Ice Storm
$11,621
Score: 20.4
Wildfire
$1,733
Score: 44.3
Hurricane
$955
Score: 20.8
Coastal Flooding
$28
Score: 2.2
Landslide
$5
Score: 29.6

Recommended investments to protect your property value and reduce insurance liability based on your local risk profile.

🏠Low Investment

Cold Wave Mitigation

General property maintenance and insurance review recommended.

Risk Score: 87.4
🌪️High Investment

Tornado Mitigation

Reinforce garage doors and consider a FEMA-approved safe room or storm cellar.

Risk Score: 72.6
🧊Medium Investment

Hail Mitigation

Replace roof with Class 4 impact-resistant shingles to significantly lower insurance premiums.

Risk Score: 77.1
💨Low Investment

Strong Wind Mitigation

Trim large trees back from the roofline and reinforce roof-to-wall connectors (hurricane straps).

Risk Score: 67.6
🏠Low Investment

Lightning Mitigation

General property maintenance and insurance review recommended.

Risk Score: 62.2
🏠Low Investment

Winter Weather Mitigation

General property maintenance and insurance review recommended.

Risk Score: 55.4
🏠Low Investment

Drought Mitigation

General property maintenance and insurance review recommended.

Risk Score: 74.6

Sources and Methodology

Spatial Aggregation

Our "Atlas" risk scores are derived using a population-weighted spatial join. Because US Zip Codes and Census Tracts do not share perfectly aligned boundaries, a simple geographic average would be misleading. We utilize US Census Block Group population statistics to identify where residents actually live within a Zip Code. We then intersect these points with FEMA National Risk Index (NRI) hazard data to calculate a weighted exposure score.

Financial Projections (EAL)

Expected Annual Loss (EAL) estimates the average economic impact of natural hazards in dollars per year. This calculation incorporates three components: Exposure (the value of structures and agriculture), Annualized Frequency (historical probability), and Historic Loss Ratio (vulnerability of the area).

Primary Data Sources

  • FEMA National Risk IndexHazard frequency and loss data (v1.20.0)
  • U.S. Census BureauTIGER/Line 2025 Shapefiles & Decennial Population

Nearby Cities

CaledoniaElmwood ParkKenoshaRacineRaymond

Zip Codes in Mount Pleasant

531265317753403534045340553406