Climate Risk Summary

Kenosha, WI Risk Profile

The primary drivers of climate-related financial risk in Kenosha, WI are Cold Wave, Inland Flooding, and Tornado.

City-Wide Aggregation

These scores represent the population-weighted average across all residential blocks in Kenosha.

Primary Risks

Cold Wave

$13,848,476

Expected Annual Loss for Kenosha

94.8Score

Very High compared to US average

Kenosha
Minimal Estimated LossMax Estimated Loss

Inland Flooding

$6,381,581

Expected Annual Loss for Kenosha

13.5Score

Relatively High compared to US average

Kenosha
Minimal Estimated LossMax Estimated Loss

Tornado

$5,091,412

Expected Annual Loss for Kenosha

72.7Score

Very High compared to US average

Kenosha
Minimal Estimated LossMax Estimated Loss

City Boundary

Legend
Very Low
Low
Moderate
High
Very High
Extreme

Financial Risk Inventory

MAJOR DRIVER
Cold Wave
$13,848,476
Score: 94.8
MAJOR DRIVER
Inland Flooding
$6,381,581
Score: 13.5
MAJOR DRIVER
Tornado
$5,091,412
Score: 72.7
Strong Wind
$1,354,203
Score: 77.2
Heat Wave
$982,875
Score: 47.6
Lightning
$811,837
Score: 78.4
Hail
$729,832
Score: 72.6
Earthquake
$230,140
Score: 24.8
Ice Storm
$32,987
Score: 16.8
Winter Weather
$15,098
Score: 25.6
Drought
$3,226
Score: 24.3
Coastal Flooding
$2,912
Score: 14.3
Hurricane
$2,226
Score: 18.8
Wildfire
$1,297
Score: 14.5
Landslide
$9
Score: 17.1

Recommended investments to protect your property value and reduce insurance liability based on your local risk profile.

🏠Low Investment

Cold Wave Mitigation

General property maintenance and insurance review recommended.

Risk Score: 94.8
🌪️High Investment

Tornado Mitigation

Reinforce garage doors and consider a FEMA-approved safe room or storm cellar.

Risk Score: 72.7
💨Low Investment

Strong Wind Mitigation

Trim large trees back from the roofline and reinforce roof-to-wall connectors (hurricane straps).

Risk Score: 77.2
🏠Low Investment

Lightning Mitigation

General property maintenance and insurance review recommended.

Risk Score: 78.4
🧊Medium Investment

Hail Mitigation

Replace roof with Class 4 impact-resistant shingles to significantly lower insurance premiums.

Risk Score: 72.6

Sources and Methodology

Spatial Aggregation

Our "Atlas" risk scores are derived using a population-weighted spatial join. Because US Zip Codes and Census Tracts do not share perfectly aligned boundaries, a simple geographic average would be misleading. We utilize US Census Block Group population statistics to identify where residents actually live within a Zip Code. We then intersect these points with FEMA National Risk Index (NRI) hazard data to calculate a weighted exposure score.

Financial Projections (EAL)

Expected Annual Loss (EAL) estimates the average economic impact of natural hazards in dollars per year. This calculation incorporates three components: Exposure (the value of structures and agriculture), Annualized Frequency (historical probability), and Historic Loss Ratio (vulnerability of the area).

Primary Data Sources

  • FEMA National Risk IndexHazard frequency and loss data (v1.20.0)
  • U.S. Census BureauTIGER/Line 2025 Shapefiles & Decennial Population

Nearby Cities

WadsworthWinthrop HarborZionBristolMount Pleasant

Zip Codes in Kenosha

531045314053142531435314453158