Climate Risk Summary

Ravensdale, WA Risk Profile

The primary drivers of climate-related financial risk in Ravensdale, WA are Avalanche, Earthquake, and Inland Flooding. This area also faces an unusually high intensity for Landslide and Volcanic Activity compared to national averages.

City-Wide Aggregation

These scores represent the population-weighted average across all residential blocks in Ravensdale.

Primary Risks

Avalanche

$2,766,936

Expected Annual Loss for Ravensdale

96.6Score

Relatively High compared to US average

Ravensdale
Minimal Estimated LossMax Estimated Loss

Earthquake

$325,208

Expected Annual Loss for Ravensdale

89.4Score

Relatively High compared to US average

Ravensdale
Minimal Estimated LossMax Estimated Loss

Inland Flooding

$273,955

Expected Annual Loss for Ravensdale

58.8Score

Relatively Moderate compared to US average

Ravensdale
Minimal Estimated LossMax Estimated Loss

City Boundary

Legend
Very Low
Low
Moderate
High
Very High
Extreme

Financial Risk Inventory

MAJOR DRIVER
Avalanche
$2,766,936
Score: 96.6
MAJOR DRIVER
Earthquake
$325,208
Score: 89.4
MAJOR DRIVER
Inland Flooding
$273,955
Score: 58.8
Heat Wave
$14,624
Score: 48.5
Cold Wave
$3,098
Score: 22.6
Tornado
$2,628
Score: 16.4
UNUSUALLY HIGH
Landslide
$2,004
Score: 96.6
Ice Storm
$1,362
Score: 40.8
Winter Weather
$786
Score: 44.3
Lightning
$619
Score: 10.3
Wildfire
$487
Score: 68.9
UNUSUALLY HIGH
Volcanic Activity
$45
Score: 92.7
Strong Wind
$36
Score: 1.3
Hail
$5
Score: 1.0

Recommended investments to protect your property value and reduce insurance liability based on your local risk profile.

🏠Low Investment

Avalanche Mitigation

General property maintenance and insurance review recommended.

Risk Score: 96.6
🏠Low Investment

Earthquake Mitigation

General property maintenance and insurance review recommended.

Risk Score: 89.4
💧Medium Investment

Inland Flooding Mitigation

Install a smart sump pump with battery backup and extend downspouts 10ft from foundation.

Risk Score: 58.8
⛰️High Investment

Landslide Mitigation

Professional slope stabilization and foundation drainage inspection is highly recommended.

Risk Score: 96.6
🔥Low Investment

Wildfire Mitigation

Create a 5ft 'non-combustible' zone around your home using gravel or pavers instead of mulch.

Risk Score: 68.9
🏠Low Investment

Volcanic Activity Mitigation

General property maintenance and insurance review recommended.

Risk Score: 92.7

Sources and Methodology

Spatial Aggregation

Our "Atlas" risk scores are derived using a population-weighted spatial join. Because US Zip Codes and Census Tracts do not share perfectly aligned boundaries, a simple geographic average would be misleading. We utilize US Census Block Group population statistics to identify where residents actually live within a Zip Code. We then intersect these points with FEMA National Risk Index (NRI) hazard data to calculate a weighted exposure score.

Financial Projections (EAL)

Expected Annual Loss (EAL) estimates the average economic impact of natural hazards in dollars per year. This calculation incorporates three components: Exposure (the value of structures and agriculture), Annualized Frequency (historical probability), and Historic Loss Ratio (vulnerability of the area).

Primary Data Sources

  • FEMA National Risk IndexHazard frequency and loss data (v1.20.0)
  • U.S. Census BureauTIGER/Line 2025 Shapefiles & Decennial Population

Nearby Cities

Zip Codes in Ravensdale