Climate Risk Summary

Hobart, WA Risk Profile

The primary drivers of climate-related financial risk in Hobart, WA are Inland Flooding, Earthquake, and Heat Wave. This area also faces an unusually high intensity for Landslide and Volcanic Activity compared to national averages.

City-Wide Aggregation

These scores represent the population-weighted average across all residential blocks in Hobart.

Primary Risks

Inland Flooding

$2,372,382

Expected Annual Loss for Hobart

86.4Score

Relatively High compared to US average

Hobart
Minimal Estimated LossMax Estimated Loss

Earthquake

$1,476,824

Expected Annual Loss for Hobart

89.7Score

Relatively High compared to US average

Hobart
Minimal Estimated LossMax Estimated Loss

Heat Wave

$46,469

Expected Annual Loss for Hobart

37.8Score

Relatively Low compared to US average

Hobart
Minimal Estimated LossMax Estimated Loss

City Boundary

Legend
Very Low
Low
Moderate
High
Very High
Extreme

Financial Risk Inventory

MAJOR DRIVER
Inland Flooding
$2,372,382
Score: 86.4
MAJOR DRIVER
Earthquake
$1,476,824
Score: 89.7
MAJOR DRIVER
Heat Wave
$46,469
Score: 37.8
UNUSUALLY HIGH
Landslide
$12,456
Score: 96.5
Wildfire
$12,061
Score: 77.9
Cold Wave
$9,951
Score: 21.2
Tornado
$8,804
Score: 12.5
Ice Storm
$5,062
Score: 36.5
Winter Weather
$2,649
Score: 39.1
Lightning
$1,998
Score: 7.4
UNUSUALLY HIGH
Volcanic Activity
$137
Score: 89.7
Strong Wind
$125
Score: 1.0
Hail
$41
Score: 1.1

Recommended investments to protect your property value and reduce insurance liability based on your local risk profile.

💧Medium Investment

Inland Flooding Mitigation

Install a smart sump pump with battery backup and extend downspouts 10ft from foundation.

Risk Score: 86.4
🏠Low Investment

Earthquake Mitigation

General property maintenance and insurance review recommended.

Risk Score: 89.7
⛰️High Investment

Landslide Mitigation

Professional slope stabilization and foundation drainage inspection is highly recommended.

Risk Score: 96.5
🔥Low Investment

Wildfire Mitigation

Create a 5ft 'non-combustible' zone around your home using gravel or pavers instead of mulch.

Risk Score: 77.9
🏠Low Investment

Volcanic Activity Mitigation

General property maintenance and insurance review recommended.

Risk Score: 89.7

Sources and Methodology

Spatial Aggregation

Our "Atlas" risk scores are derived using a population-weighted spatial join. Because US Zip Codes and Census Tracts do not share perfectly aligned boundaries, a simple geographic average would be misleading. We utilize US Census Block Group population statistics to identify where residents actually live within a Zip Code. We then intersect these points with FEMA National Risk Index (NRI) hazard data to calculate a weighted exposure score.

Financial Projections (EAL)

Expected Annual Loss (EAL) estimates the average economic impact of natural hazards in dollars per year. This calculation incorporates three components: Exposure (the value of structures and agriculture), Annualized Frequency (historical probability), and Historic Loss Ratio (vulnerability of the area).

Primary Data Sources

Nearby Cities

Black DiamondCovingtonEast Renton HighlandsKentMaple Valley

Zip Codes in Hobart

980279803898051