Climate Risk Summary

Ocean Park, WA Risk Profile

The primary drivers of climate-related financial risk in Ocean Park, WA are Tsunami, Earthquake, and Inland Flooding. This area also faces an unusually high intensity for Coastal Flooding compared to national averages.

City-Wide Aggregation

These scores represent the population-weighted average across all residential blocks in Ocean Park.

Primary Risks

Tsunami

$2,063,886

Expected Annual Loss for Ocean Park

88.6Score

Relatively High compared to US average

Ocean Park
Minimal Estimated LossMax Estimated Loss

Earthquake

$1,302,561

Expected Annual Loss for Ocean Park

91.4Score

Relatively High compared to US average

Ocean Park
Minimal Estimated LossMax Estimated Loss

Inland Flooding

$486,330

Expected Annual Loss for Ocean Park

30.7Score

Relatively Low compared to US average

Ocean Park
Minimal Estimated LossMax Estimated Loss

City Boundary

Legend
Very Low
Low
Moderate
High
Very High
Extreme

Financial Risk Inventory

MAJOR DRIVER
Tsunami
$2,063,886
Score: 88.6
MAJOR DRIVER
Earthquake
$1,302,561
Score: 91.4
MAJOR DRIVER
Inland Flooding
$486,330
Score: 30.7
UNUSUALLY HIGH
Coastal Flooding
$53,283
Score: 92.4
Heat Wave
$13,859
Score: 15.4
Cold Wave
$9,436
Score: 22.6
Strong Wind
$2,953
Score: 15.3
Tornado
$2,329
Score: 4.6
Lightning
$1,036
Score: 5.0
Ice Storm
$878
Score: 8.8
Winter Weather
$568
Score: 23.8
Wildfire
$577
Score: 58.5
Hail
$153
Score: 2.9
Landslide
$0
Score: 25.6

Recommended investments to protect your property value and reduce insurance liability based on your local risk profile.

🏠Low Investment

Tsunami Mitigation

General property maintenance and insurance review recommended.

Risk Score: 88.6
🏠Low Investment

Earthquake Mitigation

General property maintenance and insurance review recommended.

Risk Score: 91.4
🏠Low Investment

Coastal Flooding Mitigation

General property maintenance and insurance review recommended.

Risk Score: 92.4
🔥Low Investment

Wildfire Mitigation

Create a 5ft 'non-combustible' zone around your home using gravel or pavers instead of mulch.

Risk Score: 58.5

Sources and Methodology

Spatial Aggregation

Our "Atlas" risk scores are derived using a population-weighted spatial join. Because US Zip Codes and Census Tracts do not share perfectly aligned boundaries, a simple geographic average would be misleading. We utilize US Census Block Group population statistics to identify where residents actually live within a Zip Code. We then intersect these points with FEMA National Risk Index (NRI) hazard data to calculate a weighted exposure score.

Financial Projections (EAL)

Expected Annual Loss (EAL) estimates the average economic impact of natural hazards in dollars per year. This calculation incorporates three components: Exposure (the value of structures and agriculture), Annualized Frequency (historical probability), and Historic Loss Ratio (vulnerability of the area).

Primary Data Sources

  • FEMA National Risk IndexHazard frequency and loss data (v1.20.0)
  • U.S. Census BureauTIGER/Line 2025 Shapefiles & Decennial Population

Nearby Cities

Zip Codes in Ocean Park