Climate Risk Summary

Long Beach, WA Risk Profile

The primary drivers of climate-related financial risk in Long Beach, WA are Tsunami, Earthquake, and Inland Flooding.

City-Wide Aggregation

These scores represent the population-weighted average across all residential blocks in Long Beach.

Primary Risks

Tsunami

$20,199,699

Expected Annual Loss for Long Beach

99.7Score

Very High compared to US average

Long Beach (OUTLIER)
Minimal Estimated LossMax Estimated Loss

Earthquake

$1,664,849

Expected Annual Loss for Long Beach

96.4Score

Relatively High compared to US average

Long Beach
Minimal Estimated LossMax Estimated Loss

Inland Flooding

$363,261

Expected Annual Loss for Long Beach

38.9Score

Relatively Low compared to US average

Long Beach
Minimal Estimated LossMax Estimated Loss

City Boundary

Legend
Very Low
Low
Moderate
High
Very High
Extreme

Financial Risk Inventory

MAJOR DRIVER
Tsunami
$20,199,699
Score: 99.7
MAJOR DRIVER
Earthquake
$1,664,849
Score: 96.4
MAJOR DRIVER
Inland Flooding
$363,261
Score: 38.9
Heat Wave
$10,952
Score: 20.1
Cold Wave
$7,461
Score: 24.0
Strong Wind
$3,027
Score: 19.8
Tornado
$2,079
Score: 6.2
Ice Storm
$927
Score: 16.2
Lightning
$827
Score: 6.8
Winter Weather
$496
Score: 26.7
Wildfire
$357
Score: 58.7
Hail
$155
Score: 5.1
Coastal Flooding
$112
Score: 73.5
Landslide
$0
Score: 13.6

Recommended investments to protect your property value and reduce insurance liability based on your local risk profile.

🏠Low Investment

Tsunami Mitigation

General property maintenance and insurance review recommended.

Risk Score: 99.7
🏠Low Investment

Earthquake Mitigation

General property maintenance and insurance review recommended.

Risk Score: 96.4
🔥Low Investment

Wildfire Mitigation

Create a 5ft 'non-combustible' zone around your home using gravel or pavers instead of mulch.

Risk Score: 58.7
🏠Low Investment

Coastal Flooding Mitigation

General property maintenance and insurance review recommended.

Risk Score: 73.5

Sources and Methodology

Spatial Aggregation

Our "Atlas" risk scores are derived using a population-weighted spatial join. Because US Zip Codes and Census Tracts do not share perfectly aligned boundaries, a simple geographic average would be misleading. We utilize US Census Block Group population statistics to identify where residents actually live within a Zip Code. We then intersect these points with FEMA National Risk Index (NRI) hazard data to calculate a weighted exposure score.

Financial Projections (EAL)

Expected Annual Loss (EAL) estimates the average economic impact of natural hazards in dollars per year. This calculation incorporates three components: Exposure (the value of structures and agriculture), Annualized Frequency (historical probability), and Historic Loss Ratio (vulnerability of the area).

Primary Data Sources

  • FEMA National Risk IndexHazard frequency and loss data (v1.20.0)
  • U.S. Census BureauTIGER/Line 2025 Shapefiles & Decennial Population

Nearby Cities

AstoriaGearhartSeasideWarrentonIlwaco

Zip Codes in Long Beach

98631