Climate Risk Summary

La Conner, WA Risk Profile

The primary drivers of climate-related financial risk in La Conner, WA are Coastal Flooding, Earthquake, and Inland Flooding. This area also faces an unusually high intensity for Volcanic Activity and Ice Storm compared to national averages.

City-Wide Aggregation

These scores represent the population-weighted average across all residential blocks in La Conner.

Primary Risks

Coastal Flooding

$1,488,987

Expected Annual Loss for La Conner

100.0Score

Very High compared to US average

La Conner (OUTLIER)
Minimal Estimated LossMax Estimated Loss

Earthquake

$859,819

Expected Annual Loss for La Conner

98.1Score

Very High compared to US average

La Conner
Minimal Estimated LossMax Estimated Loss

Inland Flooding

$660,270

Expected Annual Loss for La Conner

96.6Score

Very High compared to US average

La Conner
Minimal Estimated LossMax Estimated Loss

City Boundary

Legend
Very Low
Low
Moderate
High
Very High
Extreme

Financial Risk Inventory

MAJOR DRIVER
Coastal Flooding
$1,488,987
Score: 100.0
MAJOR DRIVER
Earthquake
$859,819
Score: 98.1
MAJOR DRIVER
Inland Flooding
$660,270
Score: 96.6
UNUSUALLY HIGH
Volcanic Activity
$108,737
Score: 99.7
UNUSUALLY HIGH
Ice Storm
$13,889
Score: 93.7
Heat Wave
$9,566
Score: 47.0
Cold Wave
$8,246
Score: 38.2
Lightning
$2,491
Score: 43.2
Tsunami
$1,182
Score: 40.3
Winter Weather
$1,140
Score: 61.6
Tornado
$840
Score: 7.1
Hail
$497
Score: 28.9
Wildfire
$239
Score: 65.8
Strong Wind
$66
Score: 3.4
Landslide
$10
Score: 73.7

Recommended investments to protect your property value and reduce insurance liability based on your local risk profile.

🏠Low Investment

Coastal Flooding Mitigation

General property maintenance and insurance review recommended.

Risk Score: 100.0
🏠Low Investment

Earthquake Mitigation

General property maintenance and insurance review recommended.

Risk Score: 98.1
💧Medium Investment

Inland Flooding Mitigation

Install a smart sump pump with battery backup and extend downspouts 10ft from foundation.

Risk Score: 96.6
🏠Low Investment

Volcanic Activity Mitigation

General property maintenance and insurance review recommended.

Risk Score: 99.7
❄️Medium Investment

Ice Storm Mitigation

Install a 10kWh backup battery system to keep pipes from freezing during grid failure.

Risk Score: 93.7
🏠Low Investment

Winter Weather Mitigation

General property maintenance and insurance review recommended.

Risk Score: 61.6
🔥Low Investment

Wildfire Mitigation

Create a 5ft 'non-combustible' zone around your home using gravel or pavers instead of mulch.

Risk Score: 65.8
⛰️High Investment

Landslide Mitigation

Professional slope stabilization and foundation drainage inspection is highly recommended.

Risk Score: 73.7

Sources and Methodology

Spatial Aggregation

Our "Atlas" risk scores are derived using a population-weighted spatial join. Because US Zip Codes and Census Tracts do not share perfectly aligned boundaries, a simple geographic average would be misleading. We utilize US Census Block Group population statistics to identify where residents actually live within a Zip Code. We then intersect these points with FEMA National Risk Index (NRI) hazard data to calculate a weighted exposure score.

Financial Projections (EAL)

Expected Annual Loss (EAL) estimates the average economic impact of natural hazards in dollars per year. This calculation incorporates three components: Exposure (the value of structures and agriculture), Annualized Frequency (historical probability), and Historic Loss Ratio (vulnerability of the area).

Primary Data Sources

  • FEMA National Risk IndexHazard frequency and loss data (v1.20.0)
  • U.S. Census BureauTIGER/Line 2025 Shapefiles & Decennial Population

Nearby Cities

Zip Codes in La Conner