Climate Risk Summary

Rose Hill, VA Risk Profile

The primary drivers of climate-related financial risk in Rose Hill, VA are Inland Flooding, Hurricane, and Heat Wave.

City-Wide Aggregation

These scores represent the population-weighted average across all residential blocks in Rose Hill.

Primary Risks

Inland Flooding

$2,061,389

Expected Annual Loss for Rose Hill

19.6Score

Relatively Low compared to US average

Rose Hill
Minimal Estimated LossMax Estimated Loss

Hurricane

$276,989

Expected Annual Loss for Rose Hill

65.1Score

Relatively Low compared to US average

Rose Hill
Minimal Estimated LossMax Estimated Loss

Heat Wave

$234,586

Expected Annual Loss for Rose Hill

45.3Score

Relatively Moderate compared to US average

Rose Hill
Minimal Estimated LossMax Estimated Loss

City Boundary

Legend
Very Low
Low
Moderate
High
Very High
Extreme

Financial Risk Inventory

MAJOR DRIVER
Inland Flooding
$2,061,389
Score: 19.6
MAJOR DRIVER
Hurricane
$276,989
Score: 65.1
MAJOR DRIVER
Heat Wave
$234,586
Score: 45.3
Earthquake
$131,990
Score: 38.7
Cold Wave
$109,755
Score: 28.5
Strong Wind
$77,621
Score: 39.2
Lightning
$72,921
Score: 47.1
Hail
$61,236
Score: 53.7
Winter Weather
$33,273
Score: 64.5
Tornado
$32,573
Score: 11.5
Ice Storm
$9,608
Score: 18.8
Wildfire
$261
Score: 28.8
Coastal Flooding
$59
Score: 21.0
Landslide
$55
Score: 57.6

Recommended investments to protect your property value and reduce insurance liability based on your local risk profile.

🌀High Investment

Hurricane Mitigation

Install permanent hurricane shutters or upgrade to impact-resistant windows.

Risk Score: 65.1
🧊Medium Investment

Hail Mitigation

Replace roof with Class 4 impact-resistant shingles to significantly lower insurance premiums.

Risk Score: 53.7
🏠Low Investment

Winter Weather Mitigation

General property maintenance and insurance review recommended.

Risk Score: 64.5
⛰️High Investment

Landslide Mitigation

Professional slope stabilization and foundation drainage inspection is highly recommended.

Risk Score: 57.6

Sources and Methodology

Spatial Aggregation

Our "Atlas" risk scores are derived using a population-weighted spatial join. Because US Zip Codes and Census Tracts do not share perfectly aligned boundaries, a simple geographic average would be misleading. We utilize US Census Block Group population statistics to identify where residents actually live within a Zip Code. We then intersect these points with FEMA National Risk Index (NRI) hazard data to calculate a weighted exposure score.

Financial Projections (EAL)

Expected Annual Loss (EAL) estimates the average economic impact of natural hazards in dollars per year. This calculation incorporates three components: Exposure (the value of structures and agriculture), Annualized Frequency (historical probability), and Historic Loss Ratio (vulnerability of the area).

Primary Data Sources

  • FEMA National Risk IndexHazard frequency and loss data (v1.20.0)
  • U.S. Census BureauTIGER/Line 2025 Shapefiles & Decennial Population

Nearby Cities

AlexandriaBelle HavenFranconiaGrovetonHayfield

Zip Codes in Rose Hill

22303223062231022315