Climate Risk Summary

Groveton, VA Risk Profile

The primary drivers of climate-related financial risk in Groveton, VA are Inland Flooding, Heat Wave, and Hurricane.

City-Wide Aggregation

These scores represent the population-weighted average across all residential blocks in Groveton.

Primary Risks

Inland Flooding

$1,422,013

Expected Annual Loss for Groveton

42.8Score

Relatively Moderate compared to US average

Groveton

Minimal Estimated LossMax Estimated Loss

Heat Wave

$171,886

Expected Annual Loss for Groveton

62.1Score

Relatively Moderate compared to US average

Groveton

Minimal Estimated LossMax Estimated Loss

Hurricane

$131,449

Expected Annual Loss for Groveton

67.1Score

Relatively Low compared to US average

Groveton

Minimal Estimated LossMax Estimated Loss

City Boundary

Legend

Very Low

Low

Moderate

High

Very High

Extreme

Financial Risk Inventory

MAJOR DRIVER

Inland Flooding

$1,422,013

Score: 42.8

MAJOR DRIVER

Heat Wave

$171,886

Score: 62.1

MAJOR DRIVER

Hurricane

$131,449

Score: 67.1

Earthquake

$113,295

Score: 53.7

Cold Wave

$79,645

Score: 38.0

Lightning

$52,679

Score: 63.7

Strong Wind

$43,475

Score: 47.1

Hail

$26,970

Score: 54.5

Winter Weather

$23,619

Score: 75.8

Tornado

$20,493

Score: 17.3

Ice Storm

$3,967

Score: 18.4

Drought

$3,175

Score: 21.5

Wildfire

$128

Score: 30.9

Landslide

$14

Score: 53.3

Recommended investments to protect your property value and reduce insurance liability based on your local risk profile.

☀️Low Investment

Heat Wave Mitigation

Ensure attic insulation is R-49+ and consider a dual-fuel backup generator for AC.

Risk Score: 62.1

🌀High Investment

Hurricane Mitigation

Install permanent hurricane shutters or upgrade to impact-resistant windows.

Risk Score: 67.1

🏠Low Investment

Earthquake Mitigation

General property maintenance and insurance review recommended.

Risk Score: 53.7

🏠Low Investment

Lightning Mitigation

General property maintenance and insurance review recommended.

Risk Score: 63.7

🧊Medium Investment

Hail Mitigation

Replace roof with Class 4 impact-resistant shingles to significantly lower insurance premiums.

Risk Score: 54.5

🏠Low Investment

Winter Weather Mitigation

General property maintenance and insurance review recommended.

Risk Score: 75.8

⛰️High Investment

Landslide Mitigation

Professional slope stabilization and foundation drainage inspection is highly recommended.

Risk Score: 53.3

Sources and Methodology

Spatial Aggregation

Our "Atlas" risk scores are derived using a population-weighted spatial join. Because US Zip Codes and Census Tracts do not share perfectly aligned boundaries, a simple geographic average would be misleading. We utilize US Census Block Group population statistics to identify where residents actually live within a Zip Code. We then intersect these points with FEMA National Risk Index (NRI) hazard data to calculate a weighted exposure score.

Financial Projections (EAL)

Expected Annual Loss (EAL) estimates the average economic impact of natural hazards in dollars per year. This calculation incorporates three components: Exposure (the value of structures and agriculture), Annualized Frequency (historical probability), and Historic Loss Ratio (vulnerability of the area).

Primary Data Sources

FEMA National Risk IndexHazard frequency and loss data (v1.20.0)
U.S. Census BureauTIGER/Line 2025 Shapefiles & Decennial Population

Nearby Cities

Belle Haven Fort Hunt Hayfield Hybla Valley Kingstowne

Zip Codes in Groveton

22306 22307