Climate Risk Summary

Oxon Hill, MD Risk Profile

The primary drivers of climate-related financial risk in Oxon Hill, MD are Inland Flooding, Heat Wave, and Tornado. This area also faces an unusually high intensity for Landslide compared to national averages.

City-Wide Aggregation

These scores represent the population-weighted average across all residential blocks in Oxon Hill.

Primary Risks

Inland Flooding

$1,077,620

Expected Annual Loss for Oxon Hill

15.3Score

Relatively Low compared to US average

Oxon Hill
Minimal Estimated LossMax Estimated Loss

Heat Wave

$227,308

Expected Annual Loss for Oxon Hill

61.2Score

Relatively Moderate compared to US average

Oxon Hill
Minimal Estimated LossMax Estimated Loss

Tornado

$205,813

Expected Annual Loss for Oxon Hill

45.7Score

Relatively Low compared to US average

Oxon Hill
Minimal Estimated LossMax Estimated Loss

City Boundary

Legend
Very Low
Low
Moderate
High
Very High
Extreme

Financial Risk Inventory

MAJOR DRIVER
Inland Flooding
$1,077,620
Score: 15.3
MAJOR DRIVER
Heat Wave
$227,308
Score: 61.2
MAJOR DRIVER
Tornado
$205,813
Score: 45.7
Hurricane
$181,657
Score: 66.7
Earthquake
$118,945
Score: 48.9
Lightning
$70,675
Score: 62.2
Strong Wind
$54,372
Score: 43.5
Cold Wave
$54,447
Score: 26.8
Winter Weather
$32,417
Score: 75.9
Hail
$27,587
Score: 48.7
Ice Storm
$6,861
Score: 23.2
Drought
$1,636
Score: 23.2
UNUSUALLY HIGH
Landslide
$646
Score: 80.8
Wildfire
$284
Score: 34.8

Recommended investments to protect your property value and reduce insurance liability based on your local risk profile.

☀️Low Investment

Heat Wave Mitigation

Ensure attic insulation is R-49+ and consider a dual-fuel backup generator for AC.

Risk Score: 61.2
🌀High Investment

Hurricane Mitigation

Install permanent hurricane shutters or upgrade to impact-resistant windows.

Risk Score: 66.7
🏠Low Investment

Lightning Mitigation

General property maintenance and insurance review recommended.

Risk Score: 62.2
🏠Low Investment

Winter Weather Mitigation

General property maintenance and insurance review recommended.

Risk Score: 75.9
⛰️High Investment

Landslide Mitigation

Professional slope stabilization and foundation drainage inspection is highly recommended.

Risk Score: 80.8

Sources and Methodology

Spatial Aggregation

Our "Atlas" risk scores are derived using a population-weighted spatial join. Because US Zip Codes and Census Tracts do not share perfectly aligned boundaries, a simple geographic average would be misleading. We utilize US Census Block Group population statistics to identify where residents actually live within a Zip Code. We then intersect these points with FEMA National Risk Index (NRI) hazard data to calculate a weighted exposure score.

Financial Projections (EAL)

Expected Annual Loss (EAL) estimates the average economic impact of natural hazards in dollars per year. This calculation incorporates three components: Exposure (the value of structures and agriculture), Annualized Frequency (historical probability), and Historic Loss Ratio (vulnerability of the area).

Primary Data Sources

Nearby Cities

Zip Codes in Oxon Hill