Climate Risk Summary

Fort Washington, MD Risk Profile

The primary drivers of climate-related financial risk in Fort Washington, MD are Inland Flooding, Hurricane, and Heat Wave. This area also faces an unusually high intensity for Landslide compared to national averages.

City-Wide Aggregation

These scores represent the population-weighted average across all residential blocks in Fort Washington.

Primary Risks

Inland Flooding

$2,100,176

Expected Annual Loss for Fort Washington

23.5Score

Relatively Low compared to US average

Fort Washington
Minimal Estimated LossMax Estimated Loss

Hurricane

$284,121

Expected Annual Loss for Fort Washington

66.6Score

Relatively Low compared to US average

Fort Washington
Minimal Estimated LossMax Estimated Loss

Heat Wave

$266,530

Expected Annual Loss for Fort Washington

53.1Score

Relatively Moderate compared to US average

Fort Washington
Minimal Estimated LossMax Estimated Loss

City Boundary

Legend
Very Low
Low
Moderate
High
Very High
Extreme

Financial Risk Inventory

MAJOR DRIVER
Inland Flooding
$2,100,176
Score: 23.5
MAJOR DRIVER
Hurricane
$284,121
Score: 66.6
MAJOR DRIVER
Heat Wave
$266,530
Score: 53.1
Tornado
$242,759
Score: 41.0
Earthquake
$100,329
Score: 35.6
Lightning
$84,852
Score: 54.7
Cold Wave
$64,878
Score: 24.4
Strong Wind
$59,849
Score: 35.1
Hail
$41,337
Score: 48.2
Winter Weather
$38,789
Score: 70.9
Coastal Flooding
$17,386
Score: 62.2
Ice Storm
$9,916
Score: 21.6
Drought
$4,935
Score: 42.9
UNUSUALLY HIGH
Landslide
$2,487
Score: 83.8
Wildfire
$754
Score: 39.9

Recommended investments to protect your property value and reduce insurance liability based on your local risk profile.

🌀High Investment

Hurricane Mitigation

Install permanent hurricane shutters or upgrade to impact-resistant windows.

Risk Score: 66.6
☀️Low Investment

Heat Wave Mitigation

Ensure attic insulation is R-49+ and consider a dual-fuel backup generator for AC.

Risk Score: 53.1
🏠Low Investment

Lightning Mitigation

General property maintenance and insurance review recommended.

Risk Score: 54.7
🏠Low Investment

Winter Weather Mitigation

General property maintenance and insurance review recommended.

Risk Score: 70.9
🏠Low Investment

Coastal Flooding Mitigation

General property maintenance and insurance review recommended.

Risk Score: 62.2
⛰️High Investment

Landslide Mitigation

Professional slope stabilization and foundation drainage inspection is highly recommended.

Risk Score: 83.8

Sources and Methodology

Spatial Aggregation

Our "Atlas" risk scores are derived using a population-weighted spatial join. Because US Zip Codes and Census Tracts do not share perfectly aligned boundaries, a simple geographic average would be misleading. We utilize US Census Block Group population statistics to identify where residents actually live within a Zip Code. We then intersect these points with FEMA National Risk Index (NRI) hazard data to calculate a weighted exposure score.

Financial Projections (EAL)

Expected Annual Loss (EAL) estimates the average economic impact of natural hazards in dollars per year. This calculation incorporates three components: Exposure (the value of structures and agriculture), Annualized Frequency (historical probability), and Historic Loss Ratio (vulnerability of the area).

Primary Data Sources

  • FEMA National Risk IndexHazard frequency and loss data (v1.20.0)
  • U.S. Census BureauTIGER/Line 2025 Shapefiles & Decennial Population

Nearby Cities

AccokeekClintonForest HeightsFriendlyNational Harbor

Zip Codes in Fort Washington

20744