Climate Risk Summary

Fort Belvoir, VA Risk Profile

The primary drivers of climate-related financial risk in Fort Belvoir, VA are Inland Flooding, Hurricane, and Heat Wave.

City-Wide Aggregation

These scores represent the population-weighted average across all residential blocks in Fort Belvoir.

Primary Risks

Inland Flooding

$420,683

Expected Annual Loss for Fort Belvoir

18.3Score

Relatively Low compared to US average

Fort Belvoir
Minimal Estimated LossMax Estimated Loss

Hurricane

$73,050

Expected Annual Loss for Fort Belvoir

67.5Score

Relatively Low compared to US average

Fort Belvoir
Minimal Estimated LossMax Estimated Loss

Heat Wave

$48,891

Expected Annual Loss for Fort Belvoir

42.7Score

Relatively Low compared to US average

Fort Belvoir
Minimal Estimated LossMax Estimated Loss

City Boundary

Legend
Very Low
Low
Moderate
High
Very High
Extreme

Financial Risk Inventory

MAJOR DRIVER
Inland Flooding
$420,683
Score: 18.3
MAJOR DRIVER
Hurricane
$73,050
Score: 67.5
MAJOR DRIVER
Heat Wave
$48,891
Score: 42.7
Cold Wave
$23,299
Score: 27.8
Earthquake
$20,190
Score: 32.3
Hail
$18,161
Score: 59.0
Strong Wind
$16,491
Score: 37.7
Lightning
$15,644
Score: 45.7
Tornado
$8,303
Score: 13.2
Winter Weather
$7,290
Score: 63.9
Coastal Flooding
$3,240
Score: 77.3
Ice Storm
$2,719
Score: 23.7
Drought
$2,040
Score: 44.8
Wildfire
$154
Score: 37.3
Landslide
$67
Score: 73.7

Recommended investments to protect your property value and reduce insurance liability based on your local risk profile.

🌀High Investment

Hurricane Mitigation

Install permanent hurricane shutters or upgrade to impact-resistant windows.

Risk Score: 67.5
🧊Medium Investment

Hail Mitigation

Replace roof with Class 4 impact-resistant shingles to significantly lower insurance premiums.

Risk Score: 59.0
🏠Low Investment

Winter Weather Mitigation

General property maintenance and insurance review recommended.

Risk Score: 63.9
🏠Low Investment

Coastal Flooding Mitigation

General property maintenance and insurance review recommended.

Risk Score: 77.3
⛰️High Investment

Landslide Mitigation

Professional slope stabilization and foundation drainage inspection is highly recommended.

Risk Score: 73.7

Sources and Methodology

Spatial Aggregation

Our "Atlas" risk scores are derived using a population-weighted spatial join. Because US Zip Codes and Census Tracts do not share perfectly aligned boundaries, a simple geographic average would be misleading. We utilize US Census Block Group population statistics to identify where residents actually live within a Zip Code. We then intersect these points with FEMA National Risk Index (NRI) hazard data to calculate a weighted exposure score.

Financial Projections (EAL)

Expected Annual Loss (EAL) estimates the average economic impact of natural hazards in dollars per year. This calculation incorporates three components: Exposure (the value of structures and agriculture), Annualized Frequency (historical probability), and Historic Loss Ratio (vulnerability of the area).

Primary Data Sources

  • FEMA National Risk IndexHazard frequency and loss data (v1.20.0)
  • U.S. Census BureauTIGER/Line 2025 Shapefiles & Decennial Population

Nearby Cities

FranconiaGrovetonHayfieldKingstowneLorton

Zip Codes in Fort Belvoir

22060