Climate Risk Summary

Sunset, UT Risk Profile

The primary drivers of climate-related financial risk in Sunset, UT are Earthquake, Inland Flooding, and Lightning.

City-Wide Aggregation

These scores represent the population-weighted average across all residential blocks in Sunset.

Primary Risks

Earthquake

$3,259,033

Expected Annual Loss for Sunset

95.1Score

Relatively High compared to US average

Sunset
Minimal Estimated LossMax Estimated Loss

Inland Flooding

$183,182

Expected Annual Loss for Sunset

2.1Score

Very Low compared to US average

Sunset
Minimal Estimated LossMax Estimated Loss

Lightning

$62,128

Expected Annual Loss for Sunset

83.5Score

Relatively High compared to US average

Sunset
Minimal Estimated LossMax Estimated Loss

City Boundary

Legend
Very Low
Low
Moderate
High
Very High
Extreme

Financial Risk Inventory

MAJOR DRIVER
Earthquake
$3,259,033
Score: 95.1
MAJOR DRIVER
Inland Flooding
$183,182
Score: 2.1
MAJOR DRIVER
Lightning
$62,128
Score: 83.5
Heat Wave
$61,196
Score: 45.2
Strong Wind
$47,207
Score: 62.2
Cold Wave
$27,327
Score: 27.5
Tornado
$16,257
Score: 20.9
Winter Weather
$9,403
Score: 66.7
Hail
$1,669
Score: 20.6
Ice Storm
$1,052
Score: 6.6
Wildfire
$50
Score: 27.5
Landslide
$1
Score: 29.4

Recommended investments to protect your property value and reduce insurance liability based on your local risk profile.

🏠Low Investment

Earthquake Mitigation

General property maintenance and insurance review recommended.

Risk Score: 95.1
🏠Low Investment

Lightning Mitigation

General property maintenance and insurance review recommended.

Risk Score: 83.5
💨Low Investment

Strong Wind Mitigation

Trim large trees back from the roofline and reinforce roof-to-wall connectors (hurricane straps).

Risk Score: 62.2
🏠Low Investment

Winter Weather Mitigation

General property maintenance and insurance review recommended.

Risk Score: 66.7

Sources and Methodology

Spatial Aggregation

Our "Atlas" risk scores are derived using a population-weighted spatial join. Because US Zip Codes and Census Tracts do not share perfectly aligned boundaries, a simple geographic average would be misleading. We utilize US Census Block Group population statistics to identify where residents actually live within a Zip Code. We then intersect these points with FEMA National Risk Index (NRI) hazard data to calculate a weighted exposure score.

Financial Projections (EAL)

Expected Annual Loss (EAL) estimates the average economic impact of natural hazards in dollars per year. This calculation incorporates three components: Exposure (the value of structures and agriculture), Annualized Frequency (historical probability), and Historic Loss Ratio (vulnerability of the area).

Primary Data Sources

  • FEMA National Risk IndexHazard frequency and loss data (v1.20.0)
  • U.S. Census BureauTIGER/Line 2025 Shapefiles & Decennial Population

Nearby Cities

Zip Codes in Sunset