Climate Risk Summary

South Weber, UT Risk Profile

The primary drivers of climate-related financial risk in South Weber, UT are Earthquake, Inland Flooding, and Lightning. This area also faces an unusually high intensity for Wildfire, Drought, and Landslide compared to national averages.

City-Wide Aggregation

These scores represent the population-weighted average across all residential blocks in South Weber.

Primary Risks

Earthquake

$635,879

Expected Annual Loss for South Weber

76.2Score

Relatively Moderate compared to US average

South Weber
Minimal Estimated LossMax Estimated Loss

Inland Flooding

$455,711

Expected Annual Loss for South Weber

13.4Score

Relatively Low compared to US average

South Weber
Minimal Estimated LossMax Estimated Loss

Lightning

$89,632

Expected Annual Loss for South Weber

91.1Score

Relatively High compared to US average

South Weber
Minimal Estimated LossMax Estimated Loss

City Boundary

Legend
Very Low
Low
Moderate
High
Very High
Extreme

Financial Risk Inventory

MAJOR DRIVER
Earthquake
$635,879
Score: 76.2
MAJOR DRIVER
Inland Flooding
$455,711
Score: 13.4
MAJOR DRIVER
Lightning
$89,632
Score: 91.1
Heat Wave
$78,880
Score: 53.4
Strong Wind
$54,735
Score: 65.7
UNUSUALLY HIGH
Wildfire
$50,849
Score: 89.5
Cold Wave
$35,346
Score: 30.6
Tornado
$24,749
Score: 26.5
Winter Weather
$12,001
Score: 72.2
UNUSUALLY HIGH
Drought
$7,064
Score: 82.9
UNUSUALLY HIGH
Landslide
$2,636
Score: 88.6
Hail
$2,201
Score: 23.7
Ice Storm
$1,304
Score: 8.4

Recommended investments to protect your property value and reduce insurance liability based on your local risk profile.

🏠Low Investment

Earthquake Mitigation

General property maintenance and insurance review recommended.

Risk Score: 76.2
🏠Low Investment

Lightning Mitigation

General property maintenance and insurance review recommended.

Risk Score: 91.1
☀️Low Investment

Heat Wave Mitigation

Ensure attic insulation is R-49+ and consider a dual-fuel backup generator for AC.

Risk Score: 53.4
💨Low Investment

Strong Wind Mitigation

Trim large trees back from the roofline and reinforce roof-to-wall connectors (hurricane straps).

Risk Score: 65.7
🔥Low Investment

Wildfire Mitigation

Create a 5ft 'non-combustible' zone around your home using gravel or pavers instead of mulch.

Risk Score: 89.5
🏠Low Investment

Winter Weather Mitigation

General property maintenance and insurance review recommended.

Risk Score: 72.2
🏠Low Investment

Drought Mitigation

General property maintenance and insurance review recommended.

Risk Score: 82.9
⛰️High Investment

Landslide Mitigation

Professional slope stabilization and foundation drainage inspection is highly recommended.

Risk Score: 88.6

Sources and Methodology

Spatial Aggregation

Our "Atlas" risk scores are derived using a population-weighted spatial join. Because US Zip Codes and Census Tracts do not share perfectly aligned boundaries, a simple geographic average would be misleading. We utilize US Census Block Group population statistics to identify where residents actually live within a Zip Code. We then intersect these points with FEMA National Risk Index (NRI) hazard data to calculate a weighted exposure score.

Financial Projections (EAL)

Expected Annual Loss (EAL) estimates the average economic impact of natural hazards in dollars per year. This calculation incorporates three components: Exposure (the value of structures and agriculture), Annualized Frequency (historical probability), and Historic Loss Ratio (vulnerability of the area).

Primary Data Sources

  • FEMA National Risk IndexHazard frequency and loss data (v1.20.0)
  • U.S. Census BureauTIGER/Line 2025 Shapefiles & Decennial Population

Nearby Cities

Zip Codes in South Weber