Climate Risk Summary

Cedar Hills, UT Risk Profile

The primary drivers of climate-related financial risk in Cedar Hills, UT are Avalanche, Inland Flooding, and Earthquake. This area also faces an unusually high intensity for Lightning and Wildfire compared to national averages.

City-Wide Aggregation

These scores represent the population-weighted average across all residential blocks in Cedar Hills.

Primary Risks

Avalanche

$2,830,516

Expected Annual Loss for Cedar Hills

89.0Score

Relatively Moderate compared to US average

Cedar Hills
Minimal Estimated LossMax Estimated Loss

Inland Flooding

$501,124

Expected Annual Loss for Cedar Hills

29.5Score

Relatively Low compared to US average

Cedar Hills
Minimal Estimated LossMax Estimated Loss

Earthquake

$105,323

Expected Annual Loss for Cedar Hills

69.5Score

Relatively Low compared to US average

Cedar Hills
Minimal Estimated LossMax Estimated Loss

City Boundary

Legend
Very Low
Low
Moderate
High
Very High
Extreme

Financial Risk Inventory

MAJOR DRIVER
Avalanche
$2,830,516
Score: 89.0
MAJOR DRIVER
Inland Flooding
$501,124
Score: 29.5
MAJOR DRIVER
Earthquake
$105,323
Score: 69.5
Heat Wave
$62,096
Score: 57.9
UNUSUALLY HIGH
Lightning
$53,539
Score: 88.4
UNUSUALLY HIGH
Wildfire
$46,110
Score: 90.5
Strong Wind
$19,108
Score: 46.7
Tornado
$17,401
Score: 26.7
Cold Wave
$8,444
Score: 21.8
Winter Weather
$6,880
Score: 67.7
Hail
$1,553
Score: 24.0
Ice Storm
$956
Score: 9.0
Drought
$67
Score: 28.8
Landslide
$11
Score: 60.3
Volcanic Activity
$1
Score: 59.6

Recommended investments to protect your property value and reduce insurance liability based on your local risk profile.

🏠Low Investment

Avalanche Mitigation

General property maintenance and insurance review recommended.

Risk Score: 89.0
🏠Low Investment

Earthquake Mitigation

General property maintenance and insurance review recommended.

Risk Score: 69.5
☀️Low Investment

Heat Wave Mitigation

Ensure attic insulation is R-49+ and consider a dual-fuel backup generator for AC.

Risk Score: 57.9
🏠Low Investment

Lightning Mitigation

General property maintenance and insurance review recommended.

Risk Score: 88.4
🔥Low Investment

Wildfire Mitigation

Create a 5ft 'non-combustible' zone around your home using gravel or pavers instead of mulch.

Risk Score: 90.5
🏠Low Investment

Winter Weather Mitigation

General property maintenance and insurance review recommended.

Risk Score: 67.7
⛰️High Investment

Landslide Mitigation

Professional slope stabilization and foundation drainage inspection is highly recommended.

Risk Score: 60.3
🏠Low Investment

Volcanic Activity Mitigation

General property maintenance and insurance review recommended.

Risk Score: 59.6

Sources and Methodology

Spatial Aggregation

Our "Atlas" risk scores are derived using a population-weighted spatial join. Because US Zip Codes and Census Tracts do not share perfectly aligned boundaries, a simple geographic average would be misleading. We utilize US Census Block Group population statistics to identify where residents actually live within a Zip Code. We then intersect these points with FEMA National Risk Index (NRI) hazard data to calculate a weighted exposure score.

Financial Projections (EAL)

Expected Annual Loss (EAL) estimates the average economic impact of natural hazards in dollars per year. This calculation incorporates three components: Exposure (the value of structures and agriculture), Annualized Frequency (historical probability), and Historic Loss Ratio (vulnerability of the area).

Primary Data Sources

  • FEMA National Risk IndexHazard frequency and loss data (v1.20.0)
  • U.S. Census BureauTIGER/Line 2025 Shapefiles & Decennial Population

Nearby Cities

AlpineAmerican ForkDraperHighlandLehi

Zip Codes in Cedar Hills

8400384062