Climate Risk Summary

Draper, UT Risk Profile

The primary drivers of climate-related financial risk in Draper, UT are Earthquake, Inland Flooding, and Wildfire.

City-Wide Aggregation

These scores represent the population-weighted average across all residential blocks in Draper.

Primary Risks

Earthquake

$6,029,482

Expected Annual Loss for Draper

84.6Score

Relatively High compared to US average

Draper
Minimal Estimated LossMax Estimated Loss

Inland Flooding

$4,361,089

Expected Annual Loss for Draper

27.5Score

Relatively Moderate compared to US average

Draper
Minimal Estimated LossMax Estimated Loss

Wildfire

$1,937,973

Expected Annual Loss for Draper

79.1Score

Relatively High compared to US average

Draper
Minimal Estimated LossMax Estimated Loss

City Boundary

Legend
Very Low
Low
Moderate
High
Very High
Extreme

Financial Risk Inventory

MAJOR DRIVER
Earthquake
$6,029,482
Score: 84.6
MAJOR DRIVER
Inland Flooding
$4,361,089
Score: 27.5
MAJOR DRIVER
Wildfire
$1,937,973
Score: 79.1
Heat Wave
$266,712
Score: 30.0
Lightning
$133,995
Score: 45.0
Tornado
$135,380
Score: 23.1
Winter Weather
$94,364
Score: 74.3
Strong Wind
$76,082
Score: 26.3
Hail
$35,534
Score: 34.4
Cold Wave
$30,198
Score: 18.3
Drought
$4,722
Score: 56.7
Ice Storm
$1,421
Score: 2.3
Landslide
$861
Score: 49.6
Volcanic Activity
$12
Score: 59.1

Recommended investments to protect your property value and reduce insurance liability based on your local risk profile.

🏠Low Investment

Earthquake Mitigation

General property maintenance and insurance review recommended.

Risk Score: 84.6
🔥Low Investment

Wildfire Mitigation

Create a 5ft 'non-combustible' zone around your home using gravel or pavers instead of mulch.

Risk Score: 79.1
🏠Low Investment

Winter Weather Mitigation

General property maintenance and insurance review recommended.

Risk Score: 74.3
🏠Low Investment

Drought Mitigation

General property maintenance and insurance review recommended.

Risk Score: 56.7
🏠Low Investment

Volcanic Activity Mitigation

General property maintenance and insurance review recommended.

Risk Score: 59.1

Sources and Methodology

Spatial Aggregation

Our "Atlas" risk scores are derived using a population-weighted spatial join. Because US Zip Codes and Census Tracts do not share perfectly aligned boundaries, a simple geographic average would be misleading. We utilize US Census Block Group population statistics to identify where residents actually live within a Zip Code. We then intersect these points with FEMA National Risk Index (NRI) hazard data to calculate a weighted exposure score.

Financial Projections (EAL)

Expected Annual Loss (EAL) estimates the average economic impact of natural hazards in dollars per year. This calculation incorporates three components: Exposure (the value of structures and agriculture), Annualized Frequency (historical probability), and Historic Loss Ratio (vulnerability of the area).

Primary Data Sources

  • FEMA National Risk IndexHazard frequency and loss data (v1.20.0)
  • U.S. Census BureauTIGER/Line 2025 Shapefiles & Decennial Population

Nearby Cities

Zip Codes in Draper