Climate Risk Summary

Little Cypress, TX Risk Profile

The primary drivers of climate-related financial risk in Little Cypress, TX are Hurricane, Inland Flooding, and Tornado. This area also faces an unusually high intensity for Coastal Flooding, Lightning, Wildfire, and Ice Storm compared to national averages.

City-Wide Aggregation

These scores represent the population-weighted average across all residential blocks in Little Cypress.

Primary Risks

Hurricane

$227,099

Expected Annual Loss for Little Cypress

90.8Score

Relatively High compared to US average

Little Cypress
Minimal Estimated LossMax Estimated Loss

Inland Flooding

$179,439

Expected Annual Loss for Little Cypress

33.5Score

Relatively Low compared to US average

Little Cypress
Minimal Estimated LossMax Estimated Loss

Tornado

$80,588

Expected Annual Loss for Little Cypress

73.3Score

Relatively Moderate compared to US average

Little Cypress
Minimal Estimated LossMax Estimated Loss

City Boundary

Legend
Very Low
Low
Moderate
High
Very High
Extreme

Financial Risk Inventory

MAJOR DRIVER
Hurricane
$227,099
Score: 90.8
MAJOR DRIVER
Inland Flooding
$179,439
Score: 33.5
MAJOR DRIVER
Tornado
$80,588
Score: 73.3
UNUSUALLY HIGH
Coastal Flooding
$36,930
Score: 94.6
Cold Wave
$29,750
Score: 58.4
UNUSUALLY HIGH
Lightning
$23,889
Score: 93.6
UNUSUALLY HIGH
Wildfire
$14,522
Score: 90.6
Heat Wave
$13,409
Score: 43.4
UNUSUALLY HIGH
Ice Storm
$8,159
Score: 83.3
Strong Wind
$4,896
Score: 40.1
Earthquake
$2,743
Score: 21.4
Hail
$1,155
Score: 34.2
Winter Weather
$491
Score: 34.4
Drought
$199
Score: 77.0
Landslide
$0
Score: 31.7

Recommended investments to protect your property value and reduce insurance liability based on your local risk profile.

🌀High Investment

Hurricane Mitigation

Install permanent hurricane shutters or upgrade to impact-resistant windows.

Risk Score: 90.8
🌪️High Investment

Tornado Mitigation

Reinforce garage doors and consider a FEMA-approved safe room or storm cellar.

Risk Score: 73.3
🏠Low Investment

Coastal Flooding Mitigation

General property maintenance and insurance review recommended.

Risk Score: 94.6
🏠Low Investment

Cold Wave Mitigation

General property maintenance and insurance review recommended.

Risk Score: 58.4
🏠Low Investment

Lightning Mitigation

General property maintenance and insurance review recommended.

Risk Score: 93.6
🔥Low Investment

Wildfire Mitigation

Create a 5ft 'non-combustible' zone around your home using gravel or pavers instead of mulch.

Risk Score: 90.6
❄️Medium Investment

Ice Storm Mitigation

Install a 10kWh backup battery system to keep pipes from freezing during grid failure.

Risk Score: 83.3
🏠Low Investment

Drought Mitigation

General property maintenance and insurance review recommended.

Risk Score: 77.0

Sources and Methodology

Spatial Aggregation

Our "Atlas" risk scores are derived using a population-weighted spatial join. Because US Zip Codes and Census Tracts do not share perfectly aligned boundaries, a simple geographic average would be misleading. We utilize US Census Block Group population statistics to identify where residents actually live within a Zip Code. We then intersect these points with FEMA National Risk Index (NRI) hazard data to calculate a weighted exposure score.

Financial Projections (EAL)

Expected Annual Loss (EAL) estimates the average economic impact of natural hazards in dollars per year. This calculation incorporates three components: Exposure (the value of structures and agriculture), Annualized Frequency (historical probability), and Historic Loss Ratio (vulnerability of the area).

Primary Data Sources

Nearby Cities

VintonBridge CityDeweyvilleForest HeightsMauriceville

Zip Codes in Little Cypress