Climate Risk Summary

Forest Heights, TX Risk Profile

The primary drivers of climate-related financial risk in Forest Heights, TX are Hurricane, Inland Flooding, and Tornado. This area also faces an unusually high intensity for Lightning, Coastal Flooding, Wildfire, and Drought compared to national averages.

City-Wide Aggregation

These scores represent the population-weighted average across all residential blocks in Forest Heights.

Primary Risks

Hurricane

$242,665

Expected Annual Loss for Forest Heights

90.1Score

Relatively High compared to US average

Forest Heights
Minimal Estimated LossMax Estimated Loss

Inland Flooding

$113,735

Expected Annual Loss for Forest Heights

11.6Score

Very Low compared to US average

Forest Heights
Minimal Estimated LossMax Estimated Loss

Tornado

$70,962

Expected Annual Loss for Forest Heights

66.3Score

Relatively Moderate compared to US average

Forest Heights
Minimal Estimated LossMax Estimated Loss

City Boundary

Legend
Very Low
Low
Moderate
High
Very High
Extreme

Financial Risk Inventory

MAJOR DRIVER
Hurricane
$242,665
Score: 90.1
MAJOR DRIVER
Inland Flooding
$113,735
Score: 11.6
MAJOR DRIVER
Tornado
$70,962
Score: 66.3
Cold Wave
$23,878
Score: 48.6
UNUSUALLY HIGH
Lightning
$19,414
Score: 87.0
Heat Wave
$10,311
Score: 30.0
Ice Storm
$7,332
Score: 78.4
Strong Wind
$4,358
Score: 33.4
UNUSUALLY HIGH
Coastal Flooding
$3,198
Score: 84.7
UNUSUALLY HIGH
Wildfire
$2,977
Score: 80.6
Earthquake
$2,609
Score: 18.7
UNUSUALLY HIGH
Drought
$1,897
Score: 84.2
Hail
$1,225
Score: 32.7
Winter Weather
$503
Score: 32.3
Landslide
$0
Score: 38.8

Recommended investments to protect your property value and reduce insurance liability based on your local risk profile.

🌀High Investment

Hurricane Mitigation

Install permanent hurricane shutters or upgrade to impact-resistant windows.

Risk Score: 90.1
🌪️High Investment

Tornado Mitigation

Reinforce garage doors and consider a FEMA-approved safe room or storm cellar.

Risk Score: 66.3
🏠Low Investment

Lightning Mitigation

General property maintenance and insurance review recommended.

Risk Score: 87.0
❄️Medium Investment

Ice Storm Mitigation

Install a 10kWh backup battery system to keep pipes from freezing during grid failure.

Risk Score: 78.4
🏠Low Investment

Coastal Flooding Mitigation

General property maintenance and insurance review recommended.

Risk Score: 84.7
🔥Low Investment

Wildfire Mitigation

Create a 5ft 'non-combustible' zone around your home using gravel or pavers instead of mulch.

Risk Score: 80.6
🏠Low Investment

Drought Mitigation

General property maintenance and insurance review recommended.

Risk Score: 84.2

Sources and Methodology

Spatial Aggregation

Our "Atlas" risk scores are derived using a population-weighted spatial join. Because US Zip Codes and Census Tracts do not share perfectly aligned boundaries, a simple geographic average would be misleading. We utilize US Census Block Group population statistics to identify where residents actually live within a Zip Code. We then intersect these points with FEMA National Risk Index (NRI) hazard data to calculate a weighted exposure score.

Financial Projections (EAL)

Expected Annual Loss (EAL) estimates the average economic impact of natural hazards in dollars per year. This calculation incorporates three components: Exposure (the value of structures and agriculture), Annualized Frequency (historical probability), and Historic Loss Ratio (vulnerability of the area).

Primary Data Sources

Nearby Cities

VintonDeweyvilleLittle CypressMauricevilleOrange

Zip Codes in Forest Heights