Climate Risk Summary

Scranton, PA Risk Profile

The primary drivers of climate-related financial risk in Scranton, PA are Inland Flooding, Cold Wave, and Tornado.

City-Wide Aggregation

These scores represent the population-weighted average across all residential blocks in Scranton.

Primary Risks

Inland Flooding

$16,274,078

Expected Annual Loss for Scranton

53.3Score

Very High compared to US average

Scranton
Minimal Estimated LossMax Estimated Loss

Cold Wave

$2,078,720

Expected Annual Loss for Scranton

66.1Score

Relatively High compared to US average

Scranton
Minimal Estimated LossMax Estimated Loss

Tornado

$633,531

Expected Annual Loss for Scranton

37.3Score

Relatively Low compared to US average

Scranton
Minimal Estimated LossMax Estimated Loss

City Boundary

Legend
Very Low
Low
Moderate
High
Very High
Extreme

Financial Risk Inventory

MAJOR DRIVER
Inland Flooding
$16,274,078
Score: 53.3
MAJOR DRIVER
Cold Wave
$2,078,720
Score: 66.1
MAJOR DRIVER
Tornado
$633,531
Score: 37.3
Hurricane
$600,461
Score: 61.2
Heat Wave
$574,712
Score: 38.4
Lightning
$384,368
Score: 63.9
Earthquake
$290,818
Score: 33.5
Strong Wind
$195,282
Score: 35.1
Winter Weather
$144,417
Score: 72.5
Ice Storm
$50,981
Score: 31.4
Hail
$28,244
Score: 25.0
Wildfire
$636
Score: 22.4
Landslide
$302
Score: 43.8

Recommended investments to protect your property value and reduce insurance liability based on your local risk profile.

💧Medium Investment

Inland Flooding Mitigation

Install a smart sump pump with battery backup and extend downspouts 10ft from foundation.

Risk Score: 53.3
🏠Low Investment

Cold Wave Mitigation

General property maintenance and insurance review recommended.

Risk Score: 66.1
🌀High Investment

Hurricane Mitigation

Install permanent hurricane shutters or upgrade to impact-resistant windows.

Risk Score: 61.2
🏠Low Investment

Lightning Mitigation

General property maintenance and insurance review recommended.

Risk Score: 63.9
🏠Low Investment

Winter Weather Mitigation

General property maintenance and insurance review recommended.

Risk Score: 72.5

Sources and Methodology

Spatial Aggregation

Our "Atlas" risk scores are derived using a population-weighted spatial join. Because US Zip Codes and Census Tracts do not share perfectly aligned boundaries, a simple geographic average would be misleading. We utilize US Census Block Group population statistics to identify where residents actually live within a Zip Code. We then intersect these points with FEMA National Risk Index (NRI) hazard data to calculate a weighted exposure score.

Financial Projections (EAL)

Expected Annual Loss (EAL) estimates the average economic impact of natural hazards in dollars per year. This calculation incorporates three components: Exposure (the value of structures and agriculture), Annualized Frequency (historical probability), and Historic Loss Ratio (vulnerability of the area).

Primary Data Sources

  • FEMA National Risk IndexHazard frequency and loss data (v1.20.0)
  • U.S. Census BureauTIGER/Line 2025 Shapefiles & Decennial Population

Nearby Cities

ChinchillaDickson CityDunmoreMoosicOld Forge

Zip Codes in Scranton

184111850318504185051850718508185091851018519