Climate Risk Summary

Dickson City, PA Risk Profile

The primary drivers of climate-related financial risk in Dickson City, PA are Inland Flooding, Cold Wave, and Hurricane.

City-Wide Aggregation

These scores represent the population-weighted average across all residential blocks in Dickson City.

Primary Risks

Inland Flooding

$2,173,182

Expected Annual Loss for Dickson City

82.0Score

Relatively High compared to US average

Dickson City
Minimal Estimated LossMax Estimated Loss

Cold Wave

$164,476

Expected Annual Loss for Dickson City

64.9Score

Relatively Moderate compared to US average

Dickson City
Minimal Estimated LossMax Estimated Loss

Hurricane

$64,393

Expected Annual Loss for Dickson City

63.4Score

Relatively Low compared to US average

Dickson City
Minimal Estimated LossMax Estimated Loss

City Boundary

Legend
Very Low
Low
Moderate
High
Very High
Extreme

Financial Risk Inventory

MAJOR DRIVER
Inland Flooding
$2,173,182
Score: 82.0
MAJOR DRIVER
Cold Wave
$164,476
Score: 64.9
MAJOR DRIVER
Hurricane
$64,393
Score: 63.4
Tornado
$58,962
Score: 38.2
Heat Wave
$45,482
Score: 35.8
Lightning
$30,642
Score: 62.2
Earthquake
$31,528
Score: 37.4
Strong Wind
$19,627
Score: 38.1
Winter Weather
$12,062
Score: 72.9
Ice Storm
$5,102
Score: 35.3
Hail
$2,596
Score: 25.9
Wildfire
$71
Score: 29.7
Landslide
$57
Score: 67.4

Recommended investments to protect your property value and reduce insurance liability based on your local risk profile.

💧Medium Investment

Inland Flooding Mitigation

Install a smart sump pump with battery backup and extend downspouts 10ft from foundation.

Risk Score: 82.0
🏠Low Investment

Cold Wave Mitigation

General property maintenance and insurance review recommended.

Risk Score: 64.9
🌀High Investment

Hurricane Mitigation

Install permanent hurricane shutters or upgrade to impact-resistant windows.

Risk Score: 63.4
🏠Low Investment

Lightning Mitigation

General property maintenance and insurance review recommended.

Risk Score: 62.2
🏠Low Investment

Winter Weather Mitigation

General property maintenance and insurance review recommended.

Risk Score: 72.9
⛰️High Investment

Landslide Mitigation

Professional slope stabilization and foundation drainage inspection is highly recommended.

Risk Score: 67.4

Sources and Methodology

Spatial Aggregation

Our "Atlas" risk scores are derived using a population-weighted spatial join. Because US Zip Codes and Census Tracts do not share perfectly aligned boundaries, a simple geographic average would be misleading. We utilize US Census Block Group population statistics to identify where residents actually live within a Zip Code. We then intersect these points with FEMA National Risk Index (NRI) hazard data to calculate a weighted exposure score.

Financial Projections (EAL)

Expected Annual Loss (EAL) estimates the average economic impact of natural hazards in dollars per year. This calculation incorporates three components: Exposure (the value of structures and agriculture), Annualized Frequency (historical probability), and Historic Loss Ratio (vulnerability of the area).

Primary Data Sources

  • FEMA National Risk IndexHazard frequency and loss data (v1.20.0)
  • U.S. Census BureauTIGER/Line 2025 Shapefiles & Decennial Population

Nearby Cities

Zip Codes in Dickson City