Climate Risk Summary

Newtown, PA Risk Profile

The primary drivers of climate-related financial risk in Newtown, PA are Inland Flooding, Earthquake, and Tornado.

City-Wide Aggregation

These scores represent the population-weighted average across all residential blocks in Newtown.

Primary Risks

Inland Flooding

$847,954

Expected Annual Loss for Newtown

48.1Score

Relatively Low compared to US average

Newtown
Minimal Estimated LossMax Estimated Loss

Earthquake

$82,920

Expected Annual Loss for Newtown

63.3Score

Relatively Low compared to US average

Newtown
Minimal Estimated LossMax Estimated Loss

Tornado

$43,528

Expected Annual Loss for Newtown

36.5Score

Relatively Low compared to US average

Newtown
Minimal Estimated LossMax Estimated Loss

City Boundary

Legend
Very Low
Low
Moderate
High
Very High
Extreme

Financial Risk Inventory

MAJOR DRIVER
Inland Flooding
$847,954
Score: 48.1
MAJOR DRIVER
Earthquake
$82,920
Score: 63.3
MAJOR DRIVER
Tornado
$43,528
Score: 36.5
Cold Wave
$32,678
Score: 32.4
Heat Wave
$27,816
Score: 26.7
Ice Storm
$21,967
Score: 78.1
Hurricane
$20,332
Score: 54.2
Strong Wind
$14,274
Score: 35.2
Winter Weather
$8,730
Score: 69.6
Lightning
$5,861
Score: 23.0
Hail
$620
Score: 11.7
Landslide
$0
Score: 17.1

Recommended investments to protect your property value and reduce insurance liability based on your local risk profile.

🏠Low Investment

Earthquake Mitigation

General property maintenance and insurance review recommended.

Risk Score: 63.3
❄️Medium Investment

Ice Storm Mitigation

Install a 10kWh backup battery system to keep pipes from freezing during grid failure.

Risk Score: 78.1
🌀High Investment

Hurricane Mitigation

Install permanent hurricane shutters or upgrade to impact-resistant windows.

Risk Score: 54.2
🏠Low Investment

Winter Weather Mitigation

General property maintenance and insurance review recommended.

Risk Score: 69.6

Sources and Methodology

Spatial Aggregation

Our "Atlas" risk scores are derived using a population-weighted spatial join. Because US Zip Codes and Census Tracts do not share perfectly aligned boundaries, a simple geographic average would be misleading. We utilize US Census Block Group population statistics to identify where residents actually live within a Zip Code. We then intersect these points with FEMA National Risk Index (NRI) hazard data to calculate a weighted exposure score.

Financial Projections (EAL)

Expected Annual Loss (EAL) estimates the average economic impact of natural hazards in dollars per year. This calculation incorporates three components: Exposure (the value of structures and agriculture), Annualized Frequency (historical probability), and Historic Loss Ratio (vulnerability of the area).

Primary Data Sources

  • FEMA National Risk IndexHazard frequency and loss data (v1.20.0)
  • U.S. Census BureauTIGER/Line 2025 Shapefiles & Decennial Population

Nearby Cities

Zip Codes in Newtown