Climate Risk Summary

Langhorne Manor, PA Risk Profile

The primary drivers of climate-related financial risk in Langhorne Manor, PA are Inland Flooding, Earthquake, and Hurricane. This area also faces an unusually high intensity for Ice Storm and Winter Weather compared to national averages.

City-Wide Aggregation

These scores represent the population-weighted average across all residential blocks in Langhorne Manor.

Primary Risks

Inland Flooding

$157,440

Expected Annual Loss for Langhorne Manor

34.0Score

Relatively Low compared to US average

Langhorne Manor
Minimal Estimated LossMax Estimated Loss

Earthquake

$57,691

Expected Annual Loss for Langhorne Manor

78.3Score

Relatively Moderate compared to US average

Langhorne Manor
Minimal Estimated LossMax Estimated Loss

Hurricane

$24,952

Expected Annual Loss for Langhorne Manor

73.2Score

Relatively Low compared to US average

Langhorne Manor
Minimal Estimated LossMax Estimated Loss

City Boundary

Legend
Very Low
Low
Moderate
High
Very High
Extreme

Financial Risk Inventory

MAJOR DRIVER
Inland Flooding
$157,440
Score: 34.0
MAJOR DRIVER
Earthquake
$57,691
Score: 78.3
MAJOR DRIVER
Hurricane
$24,952
Score: 73.2
Cold Wave
$22,613
Score: 55.0
Tornado
$21,433
Score: 48.5
Heat Wave
$19,249
Score: 60.4
UNUSUALLY HIGH
Ice Storm
$8,115
Score: 85.5
Strong Wind
$7,207
Score: 54.4
UNUSUALLY HIGH
Winter Weather
$5,701
Score: 89.4
Lightning
$3,938
Score: 47.6
Hail
$258
Score: 17.7
Wildfire
$59
Score: 45.6
Landslide
$0
Score: 35.3

Recommended investments to protect your property value and reduce insurance liability based on your local risk profile.

🏠Low Investment

Earthquake Mitigation

General property maintenance and insurance review recommended.

Risk Score: 78.3
🌀High Investment

Hurricane Mitigation

Install permanent hurricane shutters or upgrade to impact-resistant windows.

Risk Score: 73.2
🏠Low Investment

Cold Wave Mitigation

General property maintenance and insurance review recommended.

Risk Score: 55.0
☀️Low Investment

Heat Wave Mitigation

Ensure attic insulation is R-49+ and consider a dual-fuel backup generator for AC.

Risk Score: 60.4
❄️Medium Investment

Ice Storm Mitigation

Install a 10kWh backup battery system to keep pipes from freezing during grid failure.

Risk Score: 85.5
💨Low Investment

Strong Wind Mitigation

Trim large trees back from the roofline and reinforce roof-to-wall connectors (hurricane straps).

Risk Score: 54.4
🏠Low Investment

Winter Weather Mitigation

General property maintenance and insurance review recommended.

Risk Score: 89.4

Sources and Methodology

Spatial Aggregation

Our "Atlas" risk scores are derived using a population-weighted spatial join. Because US Zip Codes and Census Tracts do not share perfectly aligned boundaries, a simple geographic average would be misleading. We utilize US Census Block Group population statistics to identify where residents actually live within a Zip Code. We then intersect these points with FEMA National Risk Index (NRI) hazard data to calculate a weighted exposure score.

Financial Projections (EAL)

Expected Annual Loss (EAL) estimates the average economic impact of natural hazards in dollars per year. This calculation incorporates three components: Exposure (the value of structures and agriculture), Annualized Frequency (historical probability), and Historic Loss Ratio (vulnerability of the area).

Primary Data Sources

  • FEMA National Risk IndexHazard frequency and loss data (v1.20.0)
  • U.S. Census BureauTIGER/Line 2025 Shapefiles & Decennial Population

Nearby Cities

Zip Codes in Langhorne Manor