Climate Risk Summary

Lykens, PA Risk Profile

The primary drivers of climate-related financial risk in Lykens, PA are Inland Flooding, Hurricane, and Tornado. This area also faces an unusually high intensity for Winter Weather and Landslide compared to national averages.

City-Wide Aggregation

These scores represent the population-weighted average across all residential blocks in Lykens.

Primary Risks

Inland Flooding

$1,889,793

Expected Annual Loss for Lykens

97.8Score

Very High compared to US average

Lykens
Minimal Estimated LossMax Estimated Loss

Hurricane

$37,548

Expected Annual Loss for Lykens

70.5Score

Relatively Low compared to US average

Lykens
Minimal Estimated LossMax Estimated Loss

Tornado

$22,355

Expected Annual Loss for Lykens

38.8Score

Relatively Low compared to US average

Lykens
Minimal Estimated LossMax Estimated Loss

City Boundary

Legend
Very Low
Low
Moderate
High
Very High
Extreme

Financial Risk Inventory

MAJOR DRIVER
Inland Flooding
$1,889,793
Score: 97.8
MAJOR DRIVER
Hurricane
$37,548
Score: 70.5
MAJOR DRIVER
Tornado
$22,355
Score: 38.8
Heat Wave
$19,548
Score: 40.9
Cold Wave
$13,847
Score: 31.8
Strong Wind
$13,087
Score: 54.6
Earthquake
$11,769
Score: 38.4
UNUSUALLY HIGH
Winter Weather
$9,836
Score: 88.7
Lightning
$7,627
Score: 49.7
Hail
$358
Score: 14.7
Wildfire
$333
Score: 59.6
Ice Storm
$291
Score: 4.8
UNUSUALLY HIGH
Landslide
$231
Score: 88.0

Recommended investments to protect your property value and reduce insurance liability based on your local risk profile.

💧Medium Investment

Inland Flooding Mitigation

Install a smart sump pump with battery backup and extend downspouts 10ft from foundation.

Risk Score: 97.8
🌀High Investment

Hurricane Mitigation

Install permanent hurricane shutters or upgrade to impact-resistant windows.

Risk Score: 70.5
💨Low Investment

Strong Wind Mitigation

Trim large trees back from the roofline and reinforce roof-to-wall connectors (hurricane straps).

Risk Score: 54.6
🏠Low Investment

Winter Weather Mitigation

General property maintenance and insurance review recommended.

Risk Score: 88.7
🔥Low Investment

Wildfire Mitigation

Create a 5ft 'non-combustible' zone around your home using gravel or pavers instead of mulch.

Risk Score: 59.6
⛰️High Investment

Landslide Mitigation

Professional slope stabilization and foundation drainage inspection is highly recommended.

Risk Score: 88.0

Sources and Methodology

Spatial Aggregation

Our "Atlas" risk scores are derived using a population-weighted spatial join. Because US Zip Codes and Census Tracts do not share perfectly aligned boundaries, a simple geographic average would be misleading. We utilize US Census Block Group population statistics to identify where residents actually live within a Zip Code. We then intersect these points with FEMA National Risk Index (NRI) hazard data to calculate a weighted exposure score.

Financial Projections (EAL)

Expected Annual Loss (EAL) estimates the average economic impact of natural hazards in dollars per year. This calculation incorporates three components: Exposure (the value of structures and agriculture), Annualized Frequency (historical probability), and Historic Loss Ratio (vulnerability of the area).

Primary Data Sources

  • FEMA National Risk IndexHazard frequency and loss data (v1.20.0)
  • U.S. Census BureauTIGER/Line 2025 Shapefiles & Decennial Population

Nearby Cities

Zip Codes in Lykens