Climate Risk Summary

Linglestown, PA Risk Profile

The primary drivers of climate-related financial risk in Linglestown, PA are Inland Flooding, Hurricane, and Tornado. This area also faces an unusually high intensity for Winter Weather compared to national averages.

City-Wide Aggregation

These scores represent the population-weighted average across all residential blocks in Linglestown.

Primary Risks

Inland Flooding

$981,109

Expected Annual Loss for Linglestown

47.5Score

Relatively Moderate compared to US average

Linglestown
Minimal Estimated LossMax Estimated Loss

Hurricane

$111,215

Expected Annual Loss for Linglestown

73.8Score

Relatively Low compared to US average

Linglestown
Minimal Estimated LossMax Estimated Loss

Tornado

$67,638

Expected Annual Loss for Linglestown

43.4Score

Relatively Low compared to US average

Linglestown
Minimal Estimated LossMax Estimated Loss

City Boundary

Legend
Very Low
Low
Moderate
High
Very High
Extreme

Financial Risk Inventory

MAJOR DRIVER
Inland Flooding
$981,109
Score: 47.5
MAJOR DRIVER
Hurricane
$111,215
Score: 73.8
MAJOR DRIVER
Tornado
$67,638
Score: 43.4
Heat Wave
$47,695
Score: 43.3
Strong Wind
$44,069
Score: 65.6
Earthquake
$36,933
Score: 47.0
Cold Wave
$33,794
Score: 32.9
UNUSUALLY HIGH
Winter Weather
$24,244
Score: 89.8
Lightning
$18,674
Score: 52.1
Ice Storm
$1,533
Score: 13.0
Hail
$1,238
Score: 18.9
Wildfire
$375
Score: 48.1
Drought
$257
Score: 74.3
Landslide
$124
Score: 64.2

Recommended investments to protect your property value and reduce insurance liability based on your local risk profile.

🌀High Investment

Hurricane Mitigation

Install permanent hurricane shutters or upgrade to impact-resistant windows.

Risk Score: 73.8
💨Low Investment

Strong Wind Mitigation

Trim large trees back from the roofline and reinforce roof-to-wall connectors (hurricane straps).

Risk Score: 65.6
🏠Low Investment

Winter Weather Mitigation

General property maintenance and insurance review recommended.

Risk Score: 89.8
🏠Low Investment

Lightning Mitigation

General property maintenance and insurance review recommended.

Risk Score: 52.1
🏠Low Investment

Drought Mitigation

General property maintenance and insurance review recommended.

Risk Score: 74.3
⛰️High Investment

Landslide Mitigation

Professional slope stabilization and foundation drainage inspection is highly recommended.

Risk Score: 64.2

Sources and Methodology

Spatial Aggregation

Our "Atlas" risk scores are derived using a population-weighted spatial join. Because US Zip Codes and Census Tracts do not share perfectly aligned boundaries, a simple geographic average would be misleading. We utilize US Census Block Group population statistics to identify where residents actually live within a Zip Code. We then intersect these points with FEMA National Risk Index (NRI) hazard data to calculate a weighted exposure score.

Financial Projections (EAL)

Expected Annual Loss (EAL) estimates the average economic impact of natural hazards in dollars per year. This calculation incorporates three components: Exposure (the value of structures and agriculture), Annualized Frequency (historical probability), and Historic Loss Ratio (vulnerability of the area).

Primary Data Sources

  • FEMA National Risk IndexHazard frequency and loss data (v1.20.0)
  • U.S. Census BureauTIGER/Line 2025 Shapefiles & Decennial Population

Nearby Cities

Zip Codes in Linglestown

Climate Risk Analysis for Linglestown, PA