Climate Risk Summary

Jermyn, PA Risk Profile

The primary drivers of climate-related financial risk in Jermyn, PA are Inland Flooding, Cold Wave, and Tornado.

City-Wide Aggregation

These scores represent the population-weighted average across all residential blocks in Jermyn.

Primary Risks

Inland Flooding

$887,121

Expected Annual Loss for Jermyn

71.5Score

Relatively Moderate compared to US average

Jermyn
Minimal Estimated LossMax Estimated Loss

Cold Wave

$58,561

Expected Annual Loss for Jermyn

54.0Score

Relatively Moderate compared to US average

Jermyn
Minimal Estimated LossMax Estimated Loss

Tornado

$17,661

Expected Annual Loss for Jermyn

30.1Score

Relatively Low compared to US average

Jermyn
Minimal Estimated LossMax Estimated Loss

City Boundary

Legend
Very Low
Low
Moderate
High
Very High
Extreme

Financial Risk Inventory

MAJOR DRIVER
Inland Flooding
$887,121
Score: 71.5
MAJOR DRIVER
Cold Wave
$58,561
Score: 54.0
MAJOR DRIVER
Tornado
$17,661
Score: 30.1
Hurricane
$16,565
Score: 55.7
Heat Wave
$16,191
Score: 23.4
Lightning
$10,641
Score: 47.8
Earthquake
$6,508
Score: 21.6
Strong Wind
$5,413
Score: 24.2
Winter Weather
$4,055
Score: 61.0
Ice Storm
$1,414
Score: 19.6
Hail
$788
Score: 19.1
Wildfire
$76
Score: 36.9
Landslide
$0
Score: 31.4

Recommended investments to protect your property value and reduce insurance liability based on your local risk profile.

💧Medium Investment

Inland Flooding Mitigation

Install a smart sump pump with battery backup and extend downspouts 10ft from foundation.

Risk Score: 71.5
🏠Low Investment

Cold Wave Mitigation

General property maintenance and insurance review recommended.

Risk Score: 54.0
🌀High Investment

Hurricane Mitigation

Install permanent hurricane shutters or upgrade to impact-resistant windows.

Risk Score: 55.7
🏠Low Investment

Winter Weather Mitigation

General property maintenance and insurance review recommended.

Risk Score: 61.0

Sources and Methodology

Spatial Aggregation

Our "Atlas" risk scores are derived using a population-weighted spatial join. Because US Zip Codes and Census Tracts do not share perfectly aligned boundaries, a simple geographic average would be misleading. We utilize US Census Block Group population statistics to identify where residents actually live within a Zip Code. We then intersect these points with FEMA National Risk Index (NRI) hazard data to calculate a weighted exposure score.

Financial Projections (EAL)

Expected Annual Loss (EAL) estimates the average economic impact of natural hazards in dollars per year. This calculation incorporates three components: Exposure (the value of structures and agriculture), Annualized Frequency (historical probability), and Historic Loss Ratio (vulnerability of the area).

Primary Data Sources

Nearby Cities

ArchbaldBlakelyCarbondaleDickson CityJessup

Zip Codes in Jermyn

18433