Climate Risk Summary

Dalton, PA Risk Profile

The primary drivers of climate-related financial risk in Dalton, PA are Inland Flooding, Cold Wave, and Hurricane. This area also faces an unusually high intensity for Landslide compared to national averages.

City-Wide Aggregation

These scores represent the population-weighted average across all residential blocks in Dalton.

Primary Risks

Inland Flooding

$330,323

Expected Annual Loss for Dalton

69.1Score

Relatively Moderate compared to US average

Dalton
Minimal Estimated LossMax Estimated Loss

Cold Wave

$28,562

Expected Annual Loss for Dalton

59.6Score

Relatively Moderate compared to US average

Dalton
Minimal Estimated LossMax Estimated Loss

Hurricane

$11,621

Expected Annual Loss for Dalton

61.3Score

Relatively Low compared to US average

Dalton
Minimal Estimated LossMax Estimated Loss

City Boundary

Legend
Very Low
Low
Moderate
High
Very High
Extreme

Financial Risk Inventory

MAJOR DRIVER
Inland Flooding
$330,323
Score: 69.1
MAJOR DRIVER
Cold Wave
$28,562
Score: 59.6
MAJOR DRIVER
Hurricane
$11,621
Score: 61.3
Tornado
$11,227
Score: 36.4
Heat Wave
$7,924
Score: 29.4
Lightning
$5,329
Score: 55.4
Earthquake
$4,891
Score: 31.9
Strong Wind
$3,334
Score: 32.9
Winter Weather
$2,126
Score: 68.2
Ice Storm
$929
Score: 31.4
Wildfire
$496
Score: 69.3
Hail
$490
Score: 24.4
UNUSUALLY HIGH
Landslide
$156
Score: 88.6

Recommended investments to protect your property value and reduce insurance liability based on your local risk profile.

💧Medium Investment

Inland Flooding Mitigation

Install a smart sump pump with battery backup and extend downspouts 10ft from foundation.

Risk Score: 69.1
🏠Low Investment

Cold Wave Mitigation

General property maintenance and insurance review recommended.

Risk Score: 59.6
🌀High Investment

Hurricane Mitigation

Install permanent hurricane shutters or upgrade to impact-resistant windows.

Risk Score: 61.3
🏠Low Investment

Lightning Mitigation

General property maintenance and insurance review recommended.

Risk Score: 55.4
🏠Low Investment

Winter Weather Mitigation

General property maintenance and insurance review recommended.

Risk Score: 68.2
🔥Low Investment

Wildfire Mitigation

Create a 5ft 'non-combustible' zone around your home using gravel or pavers instead of mulch.

Risk Score: 69.3
⛰️High Investment

Landslide Mitigation

Professional slope stabilization and foundation drainage inspection is highly recommended.

Risk Score: 88.6

Sources and Methodology

Spatial Aggregation

Our "Atlas" risk scores are derived using a population-weighted spatial join. Because US Zip Codes and Census Tracts do not share perfectly aligned boundaries, a simple geographic average would be misleading. We utilize US Census Block Group population statistics to identify where residents actually live within a Zip Code. We then intersect these points with FEMA National Risk Index (NRI) hazard data to calculate a weighted exposure score.

Financial Projections (EAL)

Expected Annual Loss (EAL) estimates the average economic impact of natural hazards in dollars per year. This calculation incorporates three components: Exposure (the value of structures and agriculture), Annualized Frequency (historical probability), and Historic Loss Ratio (vulnerability of the area).

Primary Data Sources

  • FEMA National Risk IndexHazard frequency and loss data (v1.20.0)
  • U.S. Census BureauTIGER/Line 2025 Shapefiles & Decennial Population

Nearby Cities

Zip Codes in Dalton