Climate Risk Summary

Churchill, PA Risk Profile

The primary drivers of climate-related financial risk in Churchill, PA are Inland Flooding, Cold Wave, and Tornado.

City-Wide Aggregation

These scores represent the population-weighted average across all residential blocks in Churchill.

Primary Risks

Inland Flooding

$450,449

Expected Annual Loss for Churchill

35.8Score

Relatively Low compared to US average

Churchill
Minimal Estimated LossMax Estimated Loss

Cold Wave

$80,665

Expected Annual Loss for Churchill

61.6Score

Relatively Moderate compared to US average

Churchill
Minimal Estimated LossMax Estimated Loss

Tornado

$25,269

Expected Annual Loss for Churchill

34.3Score

Relatively Low compared to US average

Churchill
Minimal Estimated LossMax Estimated Loss

City Boundary

Legend
Very Low
Low
Moderate
High
Very High
Extreme

Financial Risk Inventory

MAJOR DRIVER
Inland Flooding
$450,449
Score: 35.8
MAJOR DRIVER
Cold Wave
$80,665
Score: 61.6
MAJOR DRIVER
Tornado
$25,269
Score: 34.3
Heat Wave
$13,673
Score: 18.8
Strong Wind
$11,604
Score: 39.8
Earthquake
$10,963
Score: 29.3
Ice Storm
$5,551
Score: 53.5
Hurricane
$4,402
Score: 46.2
Lightning
$4,282
Score: 24.5
Winter Weather
$1,820
Score: 42.4
Wildfire
$481
Score: 59.0
Hail
$417
Score: 11.6
Landslide
$60
Score: 77.4

Recommended investments to protect your property value and reduce insurance liability based on your local risk profile.

🏠Low Investment

Cold Wave Mitigation

General property maintenance and insurance review recommended.

Risk Score: 61.6
❄️Medium Investment

Ice Storm Mitigation

Install a 10kWh backup battery system to keep pipes from freezing during grid failure.

Risk Score: 53.5
🔥Low Investment

Wildfire Mitigation

Create a 5ft 'non-combustible' zone around your home using gravel or pavers instead of mulch.

Risk Score: 59.0
⛰️High Investment

Landslide Mitigation

Professional slope stabilization and foundation drainage inspection is highly recommended.

Risk Score: 77.4

Sources and Methodology

Spatial Aggregation

Our "Atlas" risk scores are derived using a population-weighted spatial join. Because US Zip Codes and Census Tracts do not share perfectly aligned boundaries, a simple geographic average would be misleading. We utilize US Census Block Group population statistics to identify where residents actually live within a Zip Code. We then intersect these points with FEMA National Risk Index (NRI) hazard data to calculate a weighted exposure score.

Financial Projections (EAL)

Expected Annual Loss (EAL) estimates the average economic impact of natural hazards in dollars per year. This calculation incorporates three components: Exposure (the value of structures and agriculture), Annualized Frequency (historical probability), and Historic Loss Ratio (vulnerability of the area).

Primary Data Sources

  • FEMA National Risk IndexHazard frequency and loss data (v1.20.0)
  • U.S. Census BureauTIGER/Line 2025 Shapefiles & Decennial Population

Nearby Cities

Braddock HillsChalfantForest HillsMonroeville municipalityNorth Braddock

Zip Codes in Churchill

151451522115235