Climate Risk Summary

Monroeville municipality, PA Risk Profile

The primary drivers of climate-related financial risk in Monroeville municipality, PA are Inland Flooding, Cold Wave, and Tornado. This area also faces an unusually high intensity for Landslide compared to national averages.

City-Wide Aggregation

These scores represent the population-weighted average across all residential blocks in Monroeville municipality.

Primary Risks

Inland Flooding

$2,909,653

Expected Annual Loss for Monroeville municipality

32.8Score

Relatively Moderate compared to US average

Monroeville municipality
Minimal Estimated LossMax Estimated Loss

Cold Wave

$733,059

Expected Annual Loss for Monroeville municipality

67.7Score

Relatively Moderate compared to US average

Monroeville municipality
Minimal Estimated LossMax Estimated Loss

Tornado

$199,706

Expected Annual Loss for Monroeville municipality

35.9Score

Relatively Low compared to US average

Monroeville municipality
Minimal Estimated LossMax Estimated Loss

City Boundary

Legend
Very Low
Low
Moderate
High
Very High
Extreme

Financial Risk Inventory

MAJOR DRIVER
Inland Flooding
$2,909,653
Score: 32.8
MAJOR DRIVER
Cold Wave
$733,059
Score: 67.7
MAJOR DRIVER
Tornado
$199,706
Score: 35.9
Heat Wave
$124,247
Score: 25.2
Earthquake
$116,490
Score: 34.4
Strong Wind
$93,669
Score: 43.2
Ice Storm
$49,497
Score: 59.7
Lightning
$38,148
Score: 29.7
Hurricane
$33,471
Score: 46.2
Winter Weather
$14,758
Score: 45.2
Wildfire
$3,389
Score: 56.5
Hail
$3,341
Score: 12.9
UNUSUALLY HIGH
Landslide
$892
Score: 80.8

Recommended investments to protect your property value and reduce insurance liability based on your local risk profile.

🏠Low Investment

Cold Wave Mitigation

General property maintenance and insurance review recommended.

Risk Score: 67.7
❄️Medium Investment

Ice Storm Mitigation

Install a 10kWh backup battery system to keep pipes from freezing during grid failure.

Risk Score: 59.7
🔥Low Investment

Wildfire Mitigation

Create a 5ft 'non-combustible' zone around your home using gravel or pavers instead of mulch.

Risk Score: 56.5
⛰️High Investment

Landslide Mitigation

Professional slope stabilization and foundation drainage inspection is highly recommended.

Risk Score: 80.8

Sources and Methodology

Spatial Aggregation

Our "Atlas" risk scores are derived using a population-weighted spatial join. Because US Zip Codes and Census Tracts do not share perfectly aligned boundaries, a simple geographic average would be misleading. We utilize US Census Block Group population statistics to identify where residents actually live within a Zip Code. We then intersect these points with FEMA National Risk Index (NRI) hazard data to calculate a weighted exposure score.

Financial Projections (EAL)

Expected Annual Loss (EAL) estimates the average economic impact of natural hazards in dollars per year. This calculation incorporates three components: Exposure (the value of structures and agriculture), Annualized Frequency (historical probability), and Historic Loss Ratio (vulnerability of the area).

Primary Data Sources

  • FEMA National Risk IndexHazard frequency and loss data (v1.20.0)
  • U.S. Census BureauTIGER/Line 2025 Shapefiles & Decennial Population

Nearby Cities

Zip Codes in Monroeville municipality