Climate Risk Summary

Castle Shannon, PA Risk Profile

The primary drivers of climate-related financial risk in Castle Shannon, PA are Inland Flooding, Cold Wave, and Earthquake.

City-Wide Aggregation

These scores represent the population-weighted average across all residential blocks in Castle Shannon.

Primary Risks

Inland Flooding

$1,006,523

Expected Annual Loss for Castle Shannon

27.4Score

Relatively Low compared to US average

Castle Shannon
Minimal Estimated LossMax Estimated Loss

Cold Wave

$210,752

Expected Annual Loss for Castle Shannon

60.9Score

Relatively Moderate compared to US average

Castle Shannon
Minimal Estimated LossMax Estimated Loss

Earthquake

$47,179

Expected Annual Loss for Castle Shannon

37.8Score

Very Low compared to US average

Castle Shannon
Minimal Estimated LossMax Estimated Loss

City Boundary

Legend
Very Low
Low
Moderate
High
Very High
Extreme

Financial Risk Inventory

MAJOR DRIVER
Inland Flooding
$1,006,523
Score: 27.4
MAJOR DRIVER
Cold Wave
$210,752
Score: 60.9
MAJOR DRIVER
Earthquake
$47,179
Score: 37.8
Tornado
$38,955
Score: 27.4
Heat Wave
$35,727
Score: 18.3
Strong Wind
$19,667
Score: 29.3
Ice Storm
$13,883
Score: 51.5
Lightning
$10,758
Score: 23.2
Hurricane
$5,518
Score: 40.0
Winter Weather
$3,135
Score: 34.3
Hail
$679
Score: 6.7
Wildfire
$286
Score: 40.3
Landslide
$113
Score: 74.4

Recommended investments to protect your property value and reduce insurance liability based on your local risk profile.

🏠Low Investment

Cold Wave Mitigation

General property maintenance and insurance review recommended.

Risk Score: 60.9
❄️Medium Investment

Ice Storm Mitigation

Install a 10kWh backup battery system to keep pipes from freezing during grid failure.

Risk Score: 51.5
⛰️High Investment

Landslide Mitigation

Professional slope stabilization and foundation drainage inspection is highly recommended.

Risk Score: 74.4

Sources and Methodology

Spatial Aggregation

Our "Atlas" risk scores are derived using a population-weighted spatial join. Because US Zip Codes and Census Tracts do not share perfectly aligned boundaries, a simple geographic average would be misleading. We utilize US Census Block Group population statistics to identify where residents actually live within a Zip Code. We then intersect these points with FEMA National Risk Index (NRI) hazard data to calculate a weighted exposure score.

Financial Projections (EAL)

Expected Annual Loss (EAL) estimates the average economic impact of natural hazards in dollars per year. This calculation incorporates three components: Exposure (the value of structures and agriculture), Annualized Frequency (historical probability), and Historic Loss Ratio (vulnerability of the area).

Primary Data Sources

  • FEMA National Risk IndexHazard frequency and loss data (v1.20.0)
  • U.S. Census BureauTIGER/Line 2025 Shapefiles & Decennial Population

Nearby Cities

Zip Codes in Castle Shannon