Climate Risk Summary

Brentwood, PA Risk Profile

The primary drivers of climate-related financial risk in Brentwood, PA are Inland Flooding, Cold Wave, and Tornado. This area also faces an unusually high intensity for Landslide compared to national averages.

City-Wide Aggregation

These scores represent the population-weighted average across all residential blocks in Brentwood.

Primary Risks

Inland Flooding

$721,207

Expected Annual Loss for Brentwood

40.2Score

Relatively Low compared to US average

Brentwood
Minimal Estimated LossMax Estimated Loss

Cold Wave

$257,580

Expected Annual Loss for Brentwood

80.6Score

Relatively High compared to US average

Brentwood
Minimal Estimated LossMax Estimated Loss

Tornado

$44,157

Expected Annual Loss for Brentwood

37.5Score

Relatively Low compared to US average

Brentwood
Minimal Estimated LossMax Estimated Loss

City Boundary

Legend
Very Low
Low
Moderate
High
Very High
Extreme

Financial Risk Inventory

MAJOR DRIVER
Inland Flooding
$721,207
Score: 40.2
MAJOR DRIVER
Cold Wave
$257,580
Score: 80.6
MAJOR DRIVER
Tornado
$44,157
Score: 37.5
Heat Wave
$43,666
Score: 42.3
Earthquake
$41,990
Score: 46.9
Strong Wind
$22,678
Score: 48.4
Ice Storm
$16,889
Score: 73.3
Lightning
$12,998
Score: 43.2
Hurricane
$5,977
Score: 45.9
Winter Weather
$3,625
Score: 49.7
Hail
$777
Score: 14.8
UNUSUALLY HIGH
Landslide
$210
Score: 82.3
Wildfire
$208
Score: 44.3

Recommended investments to protect your property value and reduce insurance liability based on your local risk profile.

🏠Low Investment

Cold Wave Mitigation

General property maintenance and insurance review recommended.

Risk Score: 80.6
❄️Medium Investment

Ice Storm Mitigation

Install a 10kWh backup battery system to keep pipes from freezing during grid failure.

Risk Score: 73.3
⛰️High Investment

Landslide Mitigation

Professional slope stabilization and foundation drainage inspection is highly recommended.

Risk Score: 82.3

Sources and Methodology

Spatial Aggregation

Our "Atlas" risk scores are derived using a population-weighted spatial join. Because US Zip Codes and Census Tracts do not share perfectly aligned boundaries, a simple geographic average would be misleading. We utilize US Census Block Group population statistics to identify where residents actually live within a Zip Code. We then intersect these points with FEMA National Risk Index (NRI) hazard data to calculate a weighted exposure score.

Financial Projections (EAL)

Expected Annual Loss (EAL) estimates the average economic impact of natural hazards in dollars per year. This calculation incorporates three components: Exposure (the value of structures and agriculture), Annualized Frequency (historical probability), and Historic Loss Ratio (vulnerability of the area).

Primary Data Sources

  • FEMA National Risk IndexHazard frequency and loss data (v1.20.0)
  • U.S. Census BureauTIGER/Line 2025 Shapefiles & Decennial Population

Nearby Cities

Zip Codes in Brentwood