Climate Risk Summary

Brookhaven, WV Risk Profile

The primary drivers of climate-related financial risk in Brookhaven, WV are Inland Flooding, Tornado, and Lightning. This area also faces an unusually high intensity for Landslide compared to national averages.

City-Wide Aggregation

These scores represent the population-weighted average across all residential blocks in Brookhaven.

Primary Risks

Inland Flooding

$864,625

Expected Annual Loss for Brookhaven

48.1Score

Relatively Moderate compared to US average

Brookhaven
Minimal Estimated LossMax Estimated Loss

Tornado

$45,007

Expected Annual Loss for Brookhaven

36.7Score

Relatively Low compared to US average

Brookhaven
Minimal Estimated LossMax Estimated Loss

Lightning

$37,700

Expected Annual Loss for Brookhaven

74.8Score

Relatively Moderate compared to US average

Brookhaven
Minimal Estimated LossMax Estimated Loss

City Boundary

Legend
Very Low
Low
Moderate
High
Very High
Extreme

Financial Risk Inventory

MAJOR DRIVER
Inland Flooding
$864,625
Score: 48.1
MAJOR DRIVER
Tornado
$45,007
Score: 36.7
MAJOR DRIVER
Lightning
$37,700
Score: 74.8
Strong Wind
$32,958
Score: 57.0
Hail
$17,516
Score: 58.7
Cold Wave
$17,028
Score: 25.0
Heat Wave
$14,499
Score: 12.6
Hurricane
$12,874
Score: 51.1
Earthquake
$4,398
Score: 12.5
Ice Storm
$3,042
Score: 26.7
Winter Weather
$2,769
Score: 42.7
Wildfire
$1,128
Score: 63.3
UNUSUALLY HIGH
Landslide
$814
Score: 89.9
Drought
$89
Score: 71.8

Recommended investments to protect your property value and reduce insurance liability based on your local risk profile.

🏠Low Investment

Lightning Mitigation

General property maintenance and insurance review recommended.

Risk Score: 74.8
💨Low Investment

Strong Wind Mitigation

Trim large trees back from the roofline and reinforce roof-to-wall connectors (hurricane straps).

Risk Score: 57.0
🧊Medium Investment

Hail Mitigation

Replace roof with Class 4 impact-resistant shingles to significantly lower insurance premiums.

Risk Score: 58.7
🌀High Investment

Hurricane Mitigation

Install permanent hurricane shutters or upgrade to impact-resistant windows.

Risk Score: 51.1
🔥Low Investment

Wildfire Mitigation

Create a 5ft 'non-combustible' zone around your home using gravel or pavers instead of mulch.

Risk Score: 63.3
⛰️High Investment

Landslide Mitigation

Professional slope stabilization and foundation drainage inspection is highly recommended.

Risk Score: 89.9
🏠Low Investment

Drought Mitigation

General property maintenance and insurance review recommended.

Risk Score: 71.8

Sources and Methodology

Spatial Aggregation

Our "Atlas" risk scores are derived using a population-weighted spatial join. Because US Zip Codes and Census Tracts do not share perfectly aligned boundaries, a simple geographic average would be misleading. We utilize US Census Block Group population statistics to identify where residents actually live within a Zip Code. We then intersect these points with FEMA National Risk Index (NRI) hazard data to calculate a weighted exposure score.

Financial Projections (EAL)

Expected Annual Loss (EAL) estimates the average economic impact of natural hazards in dollars per year. This calculation incorporates three components: Exposure (the value of structures and agriculture), Annualized Frequency (historical probability), and Historic Loss Ratio (vulnerability of the area).

Primary Data Sources

Nearby Cities

BobtownArthurdaleCassvilleCheat LakeGranville

Zip Codes in Brookhaven

26508