Climate Risk Summary

Arthurdale, WV Risk Profile

The primary drivers of climate-related financial risk in Arthurdale, WV are Inland Flooding, Strong Wind, and Tornado. This area also faces an unusually high intensity for Landslide compared to national averages.

City-Wide Aggregation

These scores represent the population-weighted average across all residential blocks in Arthurdale.

Primary Risks

Inland Flooding

$115,657

Expected Annual Loss for Arthurdale

52.8Score

Relatively Moderate compared to US average

Arthurdale
Minimal Estimated LossMax Estimated Loss

Strong Wind

$10,424

Expected Annual Loss for Arthurdale

81.2Score

Relatively Moderate compared to US average

Arthurdale
Minimal Estimated LossMax Estimated Loss

Tornado

$7,856

Expected Annual Loss for Arthurdale

42.5Score

Relatively Low compared to US average

Arthurdale
Minimal Estimated LossMax Estimated Loss

City Boundary

Legend
Very Low
Low
Moderate
High
Very High
Extreme

Financial Risk Inventory

MAJOR DRIVER
Inland Flooding
$115,657
Score: 52.8
MAJOR DRIVER
Strong Wind
$10,424
Score: 81.2
MAJOR DRIVER
Tornado
$7,856
Score: 42.5
Lightning
$4,045
Score: 70.3
Cold Wave
$3,261
Score: 29.3
Hail
$2,912
Score: 64.6
Hurricane
$2,297
Score: 53.6
Winter Weather
$1,632
Score: 79.0
Earthquake
$1,455
Score: 24.0
Heat Wave
$1,248
Score: 8.2
Ice Storm
$532
Score: 35.9
Avalanche
$365
Score: 53.5
Wildfire
$344
Score: 72.3
UNUSUALLY HIGH
Landslide
$172
Score: 92.0

Recommended investments to protect your property value and reduce insurance liability based on your local risk profile.

💧Medium Investment

Inland Flooding Mitigation

Install a smart sump pump with battery backup and extend downspouts 10ft from foundation.

Risk Score: 52.8
💨Low Investment

Strong Wind Mitigation

Trim large trees back from the roofline and reinforce roof-to-wall connectors (hurricane straps).

Risk Score: 81.2
🏠Low Investment

Lightning Mitigation

General property maintenance and insurance review recommended.

Risk Score: 70.3
🧊Medium Investment

Hail Mitigation

Replace roof with Class 4 impact-resistant shingles to significantly lower insurance premiums.

Risk Score: 64.6
🌀High Investment

Hurricane Mitigation

Install permanent hurricane shutters or upgrade to impact-resistant windows.

Risk Score: 53.6
🏠Low Investment

Winter Weather Mitigation

General property maintenance and insurance review recommended.

Risk Score: 79.0
🏠Low Investment

Avalanche Mitigation

General property maintenance and insurance review recommended.

Risk Score: 53.5
🔥Low Investment

Wildfire Mitigation

Create a 5ft 'non-combustible' zone around your home using gravel or pavers instead of mulch.

Risk Score: 72.3
⛰️High Investment

Landslide Mitigation

Professional slope stabilization and foundation drainage inspection is highly recommended.

Risk Score: 92.0

Sources and Methodology

Spatial Aggregation

Our "Atlas" risk scores are derived using a population-weighted spatial join. Because US Zip Codes and Census Tracts do not share perfectly aligned boundaries, a simple geographic average would be misleading. We utilize US Census Block Group population statistics to identify where residents actually live within a Zip Code. We then intersect these points with FEMA National Risk Index (NRI) hazard data to calculate a weighted exposure score.

Financial Projections (EAL)

Expected Annual Loss (EAL) estimates the average economic impact of natural hazards in dollars per year. This calculation incorporates three components: Exposure (the value of structures and agriculture), Annualized Frequency (historical probability), and Historic Loss Ratio (vulnerability of the area).

Primary Data Sources

Nearby Cities

BrookhavenCheat LakeGraftonGranvilleKingwood

Zip Codes in Arthurdale