Climate Risk Summary

Reedsport, OR Risk Profile

The primary drivers of climate-related financial risk in Reedsport, OR are Earthquake, Inland Flooding, and Avalanche. This area also faces an unusually high intensity for Coastal Flooding, Wildfire, and Landslide compared to national averages.

City-Wide Aggregation

These scores represent the population-weighted average across all residential blocks in Reedsport.

Primary Risks

Earthquake

$1,503,956

Expected Annual Loss for Reedsport

97.2Score

Very High compared to US average

Reedsport
Minimal Estimated LossMax Estimated Loss

Inland Flooding

$1,020,950

Expected Annual Loss for Reedsport

91.8Score

Relatively High compared to US average

Reedsport
Minimal Estimated LossMax Estimated Loss

Avalanche

$342,503

Expected Annual Loss for Reedsport

76.9Score

Relatively Low compared to US average

Reedsport
Minimal Estimated LossMax Estimated Loss

City Boundary

Legend
Very Low
Low
Moderate
High
Very High
Extreme

Financial Risk Inventory

MAJOR DRIVER
Earthquake
$1,503,956
Score: 97.2
MAJOR DRIVER
Inland Flooding
$1,020,950
Score: 91.8
MAJOR DRIVER
Avalanche
$342,503
Score: 76.9
UNUSUALLY HIGH
Coastal Flooding
$197,359
Score: 98.1
Tsunami
$125,341
Score: 79.3
Heat Wave
$12,806
Score: 30.5
UNUSUALLY HIGH
Wildfire
$3,273
Score: 80.0
Lightning
$3,337
Score: 29.1
UNUSUALLY HIGH
Landslide
$2,750
Score: 96.4
Strong Wind
$1,933
Score: 17.7
Winter Weather
$1,734
Score: 52.2
Ice Storm
$1,589
Score: 34.3
Tornado
$642
Score: 3.0
Hail
$254
Score: 12.0
Cold Wave
$8
Score: 11.1

Recommended investments to protect your property value and reduce insurance liability based on your local risk profile.

🏠Low Investment

Earthquake Mitigation

General property maintenance and insurance review recommended.

Risk Score: 97.2
💧Medium Investment

Inland Flooding Mitigation

Install a smart sump pump with battery backup and extend downspouts 10ft from foundation.

Risk Score: 91.8
🏠Low Investment

Avalanche Mitigation

General property maintenance and insurance review recommended.

Risk Score: 76.9
🏠Low Investment

Coastal Flooding Mitigation

General property maintenance and insurance review recommended.

Risk Score: 98.1
🏠Low Investment

Tsunami Mitigation

General property maintenance and insurance review recommended.

Risk Score: 79.3
🔥Low Investment

Wildfire Mitigation

Create a 5ft 'non-combustible' zone around your home using gravel or pavers instead of mulch.

Risk Score: 80.0
⛰️High Investment

Landslide Mitigation

Professional slope stabilization and foundation drainage inspection is highly recommended.

Risk Score: 96.4
🏠Low Investment

Winter Weather Mitigation

General property maintenance and insurance review recommended.

Risk Score: 52.2

Sources and Methodology

Spatial Aggregation

Our "Atlas" risk scores are derived using a population-weighted spatial join. Because US Zip Codes and Census Tracts do not share perfectly aligned boundaries, a simple geographic average would be misleading. We utilize US Census Block Group population statistics to identify where residents actually live within a Zip Code. We then intersect these points with FEMA National Risk Index (NRI) hazard data to calculate a weighted exposure score.

Financial Projections (EAL)

Expected Annual Loss (EAL) estimates the average economic impact of natural hazards in dollars per year. This calculation incorporates three components: Exposure (the value of structures and agriculture), Annualized Frequency (historical probability), and Historic Loss Ratio (vulnerability of the area).

Primary Data Sources

  • FEMA National Risk IndexHazard frequency and loss data (v1.20.0)
  • U.S. Census BureauTIGER/Line 2025 Shapefiles & Decennial Population

Nearby Cities

Zip Codes in Reedsport