Climate Risk Summary

Dunes City, OR Risk Profile

The primary drivers of climate-related financial risk in Dunes City, OR are Earthquake, Inland Flooding, and Coastal Flooding. This area also faces an unusually high intensity for Landslide compared to national averages.

City-Wide Aggregation

These scores represent the population-weighted average across all residential blocks in Dunes City.

Primary Risks

Earthquake

$638,641

Expected Annual Loss for Dunes City

95.7Score

Relatively High compared to US average

Dunes City
Minimal Estimated LossMax Estimated Loss

Inland Flooding

$380,019

Expected Annual Loss for Dunes City

81.2Score

Relatively High compared to US average

Dunes City
Minimal Estimated LossMax Estimated Loss

Coastal Flooding

$9,475

Expected Annual Loss for Dunes City

90.9Score

Relatively Moderate compared to US average

Dunes City
Minimal Estimated LossMax Estimated Loss

City Boundary

Legend
Very Low
Low
Moderate
High
Very High
Extreme

Financial Risk Inventory

MAJOR DRIVER
Earthquake
$638,641
Score: 95.7
MAJOR DRIVER
Inland Flooding
$380,019
Score: 81.2
MAJOR DRIVER
Coastal Flooding
$9,475
Score: 90.9
Lightning
$3,656
Score: 48.5
Cold Wave
$2,463
Score: 22.4
Strong Wind
$2,060
Score: 26.3
Heat Wave
$1,706
Score: 6.2
Tsunami
$1,083
Score: 37.7
Wildfire
$943
Score: 75.5
UNUSUALLY HIGH
Landslide
$525
Score: 93.8
Tornado
$439
Score: 3.5
Winter Weather
$388
Score: 34.5
Avalanche
$240
Score: 41.4
Hail
$93
Score: 7.7
Ice Storm
$82
Score: 2.8

Recommended investments to protect your property value and reduce insurance liability based on your local risk profile.

🏠Low Investment

Earthquake Mitigation

General property maintenance and insurance review recommended.

Risk Score: 95.7
💧Medium Investment

Inland Flooding Mitigation

Install a smart sump pump with battery backup and extend downspouts 10ft from foundation.

Risk Score: 81.2
🏠Low Investment

Coastal Flooding Mitigation

General property maintenance and insurance review recommended.

Risk Score: 90.9
🔥Low Investment

Wildfire Mitigation

Create a 5ft 'non-combustible' zone around your home using gravel or pavers instead of mulch.

Risk Score: 75.5
⛰️High Investment

Landslide Mitigation

Professional slope stabilization and foundation drainage inspection is highly recommended.

Risk Score: 93.8

Sources and Methodology

Spatial Aggregation

Our "Atlas" risk scores are derived using a population-weighted spatial join. Because US Zip Codes and Census Tracts do not share perfectly aligned boundaries, a simple geographic average would be misleading. We utilize US Census Block Group population statistics to identify where residents actually live within a Zip Code. We then intersect these points with FEMA National Risk Index (NRI) hazard data to calculate a weighted exposure score.

Financial Projections (EAL)

Expected Annual Loss (EAL) estimates the average economic impact of natural hazards in dollars per year. This calculation incorporates three components: Exposure (the value of structures and agriculture), Annualized Frequency (historical probability), and Historic Loss Ratio (vulnerability of the area).

Primary Data Sources

  • FEMA National Risk IndexHazard frequency and loss data (v1.20.0)
  • U.S. Census BureauTIGER/Line 2025 Shapefiles & Decennial Population

Nearby Cities

Zip Codes in Dunes City