Climate Risk Summary

Lakeside, OR Risk Profile

The primary drivers of climate-related financial risk in Lakeside, OR are Inland Flooding, Earthquake, and Heat Wave. This area also faces an unusually high intensity for Coastal Flooding compared to national averages.

City-Wide Aggregation

These scores represent the population-weighted average across all residential blocks in Lakeside.

Primary Risks

Inland Flooding

$474,068

Expected Annual Loss for Lakeside

84.3Score

Relatively High compared to US average

Lakeside
Minimal Estimated LossMax Estimated Loss

Earthquake

$419,756

Expected Annual Loss for Lakeside

91.6Score

Relatively High compared to US average

Lakeside
Minimal Estimated LossMax Estimated Loss

Heat Wave

$4,225

Expected Annual Loss for Lakeside

15.2Score

Very Low compared to US average

Lakeside
Minimal Estimated LossMax Estimated Loss

City Boundary

Legend
Very Low
Low
Moderate
High
Very High
Extreme

Financial Risk Inventory

MAJOR DRIVER
Inland Flooding
$474,068
Score: 84.3
MAJOR DRIVER
Earthquake
$419,756
Score: 91.6
MAJOR DRIVER
Heat Wave
$4,225
Score: 15.2
Lightning
$1,224
Score: 19.7
UNUSUALLY HIGH
Coastal Flooding
$1,020
Score: 81.3
Strong Wind
$412
Score: 10.2
Tsunami
$375
Score: 29.9
Winter Weather
$322
Score: 29.9
Tornado
$182
Score: 2.0
Ice Storm
$82
Score: 2.6
Hail
$57
Score: 3.5
Wildfire
$29
Score: 36.8
Landslide
$26
Score: 78.6

Recommended investments to protect your property value and reduce insurance liability based on your local risk profile.

💧Medium Investment

Inland Flooding Mitigation

Install a smart sump pump with battery backup and extend downspouts 10ft from foundation.

Risk Score: 84.3
🏠Low Investment

Earthquake Mitigation

General property maintenance and insurance review recommended.

Risk Score: 91.6
🏠Low Investment

Coastal Flooding Mitigation

General property maintenance and insurance review recommended.

Risk Score: 81.3
⛰️High Investment

Landslide Mitigation

Professional slope stabilization and foundation drainage inspection is highly recommended.

Risk Score: 78.6

Sources and Methodology

Spatial Aggregation

Our "Atlas" risk scores are derived using a population-weighted spatial join. Because US Zip Codes and Census Tracts do not share perfectly aligned boundaries, a simple geographic average would be misleading. We utilize US Census Block Group population statistics to identify where residents actually live within a Zip Code. We then intersect these points with FEMA National Risk Index (NRI) hazard data to calculate a weighted exposure score.

Financial Projections (EAL)

Expected Annual Loss (EAL) estimates the average economic impact of natural hazards in dollars per year. This calculation incorporates three components: Exposure (the value of structures and agriculture), Annualized Frequency (historical probability), and Historic Loss Ratio (vulnerability of the area).

Primary Data Sources

  • FEMA National Risk IndexHazard frequency and loss data (v1.20.0)
  • U.S. Census BureauTIGER/Line 2025 Shapefiles & Decennial Population

Nearby Cities

Zip Codes in Lakeside