Climate Risk Summary

West Seneca, NY Risk Profile

The primary drivers of climate-related financial risk in West Seneca, NY are Inland Flooding, Cold Wave, and Tornado.

City-Wide Aggregation

These scores represent the population-weighted average across all residential blocks in West Seneca.

Primary Risks

Inland Flooding

$11,952,009

Expected Annual Loss for West Seneca

64.6Score

Relatively High compared to US average

West Seneca
Minimal Estimated LossMax Estimated Loss

Cold Wave

$2,712,645

Expected Annual Loss for West Seneca

82.5Score

Relatively High compared to US average

West Seneca
Minimal Estimated LossMax Estimated Loss

Tornado

$569,204

Expected Annual Loss for West Seneca

43.5Score

Relatively Low compared to US average

West Seneca
Minimal Estimated LossMax Estimated Loss

City Boundary

Legend
Very Low
Low
Moderate
High
Very High
Extreme

Financial Risk Inventory

MAJOR DRIVER
Inland Flooding
$11,952,009
Score: 64.6
MAJOR DRIVER
Cold Wave
$2,712,645
Score: 82.5
MAJOR DRIVER
Tornado
$569,204
Score: 43.5
Heat Wave
$328,951
Score: 36.7
Earthquake
$140,159
Score: 28.1
Winter Weather
$112,556
Score: 77.9
Ice Storm
$62,739
Score: 49.6
Strong Wind
$58,632
Score: 22.0
Lightning
$47,921
Score: 22.6
Hurricane
$25,877
Score: 39.5
Hail
$5,308
Score: 11.6
Wildfire
$4,616
Score: 52.1
Coastal Flooding
$1,411
Score: 21.2
Drought
$226
Score: 39.8
Landslide
$2
Score: 24.1

Recommended investments to protect your property value and reduce insurance liability based on your local risk profile.

💧Medium Investment

Inland Flooding Mitigation

Install a smart sump pump with battery backup and extend downspouts 10ft from foundation.

Risk Score: 64.6
🏠Low Investment

Cold Wave Mitigation

General property maintenance and insurance review recommended.

Risk Score: 82.5
🏠Low Investment

Winter Weather Mitigation

General property maintenance and insurance review recommended.

Risk Score: 77.9
🔥Low Investment

Wildfire Mitigation

Create a 5ft 'non-combustible' zone around your home using gravel or pavers instead of mulch.

Risk Score: 52.1

Sources and Methodology

Spatial Aggregation

Our "Atlas" risk scores are derived using a population-weighted spatial join. Because US Zip Codes and Census Tracts do not share perfectly aligned boundaries, a simple geographic average would be misleading. We utilize US Census Block Group population statistics to identify where residents actually live within a Zip Code. We then intersect these points with FEMA National Risk Index (NRI) hazard data to calculate a weighted exposure score.

Financial Projections (EAL)

Expected Annual Loss (EAL) estimates the average economic impact of natural hazards in dollars per year. This calculation incorporates three components: Exposure (the value of structures and agriculture), Annualized Frequency (historical probability), and Historic Loss Ratio (vulnerability of the area).

Primary Data Sources

  • FEMA National Risk IndexHazard frequency and loss data (v1.20.0)
  • U.S. Census BureauTIGER/Line 2025 Shapefiles & Decennial Population

Nearby Cities

BlasdellBuffaloCheektowagaDepewLackawanna

Zip Codes in West Seneca

1420614210142181422014224