Climate Risk Summary

Lackawanna, NY Risk Profile

The primary drivers of climate-related financial risk in Lackawanna, NY are Inland Flooding, Cold Wave, and Tornado.

City-Wide Aggregation

These scores represent the population-weighted average across all residential blocks in Lackawanna.

Primary Risks

Inland Flooding

$5,711,859

Expected Annual Loss for Lackawanna

75.8Score

Relatively High compared to US average

Lackawanna
Minimal Estimated LossMax Estimated Loss

Cold Wave

$1,189,236

Expected Annual Loss for Lackawanna

83.1Score

Relatively High compared to US average

Lackawanna
Minimal Estimated LossMax Estimated Loss

Tornado

$238,317

Expected Annual Loss for Lackawanna

43.6Score

Relatively Moderate compared to US average

Lackawanna
Minimal Estimated LossMax Estimated Loss

City Boundary

Legend
Very Low
Low
Moderate
High
Very High
Extreme

Financial Risk Inventory

MAJOR DRIVER
Inland Flooding
$5,711,859
Score: 75.8
MAJOR DRIVER
Cold Wave
$1,189,236
Score: 83.1
MAJOR DRIVER
Tornado
$238,317
Score: 43.6
Heat Wave
$144,191
Score: 38.0
Earthquake
$53,447
Score: 27.9
Winter Weather
$49,132
Score: 78.4
Ice Storm
$25,240
Score: 48.6
Strong Wind
$23,889
Score: 22.1
Lightning
$20,732
Score: 23.5
Coastal Flooding
$11,525
Score: 52.8
Hurricane
$9,069
Score: 38.2
Hail
$1,916
Score: 10.3
Wildfire
$915
Score: 42.5
Drought
$10
Score: 23.5
Landslide
$1
Score: 21.0

Recommended investments to protect your property value and reduce insurance liability based on your local risk profile.

💧Medium Investment

Inland Flooding Mitigation

Install a smart sump pump with battery backup and extend downspouts 10ft from foundation.

Risk Score: 75.8
🏠Low Investment

Cold Wave Mitigation

General property maintenance and insurance review recommended.

Risk Score: 83.1
🏠Low Investment

Winter Weather Mitigation

General property maintenance and insurance review recommended.

Risk Score: 78.4
🏠Low Investment

Coastal Flooding Mitigation

General property maintenance and insurance review recommended.

Risk Score: 52.8

Sources and Methodology

Spatial Aggregation

Our "Atlas" risk scores are derived using a population-weighted spatial join. Because US Zip Codes and Census Tracts do not share perfectly aligned boundaries, a simple geographic average would be misleading. We utilize US Census Block Group population statistics to identify where residents actually live within a Zip Code. We then intersect these points with FEMA National Risk Index (NRI) hazard data to calculate a weighted exposure score.

Financial Projections (EAL)

Expected Annual Loss (EAL) estimates the average economic impact of natural hazards in dollars per year. This calculation incorporates three components: Exposure (the value of structures and agriculture), Annualized Frequency (historical probability), and Historic Loss Ratio (vulnerability of the area).

Primary Data Sources

  • FEMA National Risk IndexHazard frequency and loss data (v1.20.0)
  • U.S. Census BureauTIGER/Line 2025 Shapefiles & Decennial Population

Nearby Cities

BlasdellBuffaloCheektowagaHamburgOrchard Park

Zip Codes in Lackawanna

1421814219