Climate Risk Summary

North Patchogue, NY Risk Profile

The primary drivers of climate-related financial risk in North Patchogue, NY are Inland Flooding, Earthquake, and Hurricane.

City-Wide Aggregation

These scores represent the population-weighted average across all residential blocks in North Patchogue.

Primary Risks

Inland Flooding

$877,590

Expected Annual Loss for North Patchogue

14.3Score

Very Low compared to US average

North Patchogue
Minimal Estimated LossMax Estimated Loss

Earthquake

$180,021

Expected Annual Loss for North Patchogue

57.9Score

Relatively Low compared to US average

North Patchogue
Minimal Estimated LossMax Estimated Loss

Hurricane

$174,745

Expected Annual Loss for North Patchogue

67.3Score

Relatively Low compared to US average

North Patchogue
Minimal Estimated LossMax Estimated Loss

City Boundary

Legend
Very Low
Low
Moderate
High
Very High
Extreme

Financial Risk Inventory

MAJOR DRIVER
Inland Flooding
$877,590
Score: 14.3
MAJOR DRIVER
Earthquake
$180,021
Score: 57.9
MAJOR DRIVER
Hurricane
$174,745
Score: 67.3
Cold Wave
$62,322
Score: 29.9
Heat Wave
$29,831
Score: 11.2
Strong Wind
$28,896
Score: 32.4
Tornado
$19,620
Score: 13.5
Lightning
$14,219
Score: 24.2
Ice Storm
$13,652
Score: 44.4
Winter Weather
$8,881
Score: 50.1
Hail
$818
Score: 6.2
Wildfire
$441
Score: 37.4
Coastal Flooding
$231
Score: 72.1
Landslide
$12
Score: 47.3

Recommended investments to protect your property value and reduce insurance liability based on your local risk profile.

🏠Low Investment

Earthquake Mitigation

General property maintenance and insurance review recommended.

Risk Score: 57.9
🌀High Investment

Hurricane Mitigation

Install permanent hurricane shutters or upgrade to impact-resistant windows.

Risk Score: 67.3
🏠Low Investment

Winter Weather Mitigation

General property maintenance and insurance review recommended.

Risk Score: 50.1
🏠Low Investment

Coastal Flooding Mitigation

General property maintenance and insurance review recommended.

Risk Score: 72.1

Sources and Methodology

Spatial Aggregation

Our "Atlas" risk scores are derived using a population-weighted spatial join. Because US Zip Codes and Census Tracts do not share perfectly aligned boundaries, a simple geographic average would be misleading. We utilize US Census Block Group population statistics to identify where residents actually live within a Zip Code. We then intersect these points with FEMA National Risk Index (NRI) hazard data to calculate a weighted exposure score.

Financial Projections (EAL)

Expected Annual Loss (EAL) estimates the average economic impact of natural hazards in dollars per year. This calculation incorporates three components: Exposure (the value of structures and agriculture), Annualized Frequency (historical probability), and Historic Loss Ratio (vulnerability of the area).

Primary Data Sources

Nearby Cities

BayportBlue PointEast PatchogueFarmingvilleHolbrook

Zip Codes in North Patchogue

11772